Real Estate Investing in Tyler, Texas (75707)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 16,355 • Data updated: September 2026

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Should you buy in 75707 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

What’s happening in Tyler, TX (75707)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $310,437
Avg Monthly Rent $1,788
1% Rule ✗ Does Not Meet
Median Income $79,764
% Renters 22.1%

Market Analysis: 75707 Tyler

This part of Smith County is not an easy win. The 75707 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $310K asset, 75707 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader TX picture, 75707 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 75707 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Tyler's stable or hybrid ZIPs before stepping into 75707. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,788/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75707

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
3BR
+7.3% 5yr CAGR
Best Overall Value
2BR
$100,305/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $200,610 $1,560 5.6% +5.6% $100,305
3BR $305,169 $2,090 4.9% +7.3% $101,723
4BR $420,252 $2,310 4.0% +7.0% $105,063

Market Trends

Home Value History (with trend line)

$326K$288K$251K$213K$176K$138KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,849$1,775$1,701$1,626$1,552$1,478Jan 2025Oct 2025Jul 2026

📊 How Does 75707 Compare?

Metric 75707 Tyler Tyler, TX Texas
Home Value $310,437 $170,668 N/A $297,000
5-Year CAGR 4.7% 4.3% N/A 5.4%
Avg Rent $1,788 $1,417 N/A -
Cap Rate 4.5% 4.8% - -
💡 Why Invest in 75707? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75707 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+4.7%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $310,437
Monthly Rent $1,788
Price-to-Rent 14.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year -1.4% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75707

Population: 16,355

💰 Median Household Income
$79,764
This area
$79,764
State
$70,593
USA
$74,580
🏠 Renter Occupied
22.1%
This area
22.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-25.4%
USA
3.7%
🎓 College Educated
35.6%
This area
35.6%
State
-5.8%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.6%
Black/African American 9.2%
Other/Mixed 8.3%
Hispanic/Latino 6.2%
Asian 3.0%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75707

B Avg School Grade
6 Schools
13.8:1 Avg Class Size
$11,687 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CHAPEL HILL J H

📚 07 – 08 Middle
👥
475 Students
👨‍🏫
12.9:1 Class Size
💰
$13,264 Per Student
B Good

W L KISSAM INT

📚 04 – 06 School
👥
711 Students
👨‍🏫
16.1:1 Class Size
💰
$13,264 Per Student
B Good

WISE EL

📚 Pre-K – 03 Elementary
👥
622 Students
👨‍🏫
15.3:1 Class Size
💰
$13,264 Per Student
B Good

CHAPEL HILL H S

📚 09 – 12 High School
👥
1,046 Students
👨‍🏫
12.8:1 Class Size
💰
$13,264 Per Student
B Good

CUMBERLAND ACADEMY MIDDLE

📚 06 – 08 Middle Charter
👥
369 Students
👨‍🏫
12.6:1 Class Size
💰
$8,532 Per Student
B Good

FOUNDERS CLASSICAL ACADEMY-TYLER

📚 K – 12 K-12 Charter
👥
544 Students
👨‍🏫
12.8:1 Class Size
💰
$8,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 4,855 Off-Campus Students
C+
The University of Texas at Tyler
9,678 students · 4.9 mi
C+
Tyler Junior College
11,977 students · 6.9 mi
D
Texas College
644 students · 9.6 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in Tyler, TX?

Rents in Tyler, TX run near $1,788/mo. Compared with median home prices of $310K that produces solid gross yields for typical rentals.

What is the best play in Tyler, TX?

Tyler, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($310K prices, $1,788/mo rents) make it a reasonable choice.

What is the average home sale price in Tyler, TX?

Expect median prices around $310K in Tyler, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Is house hacking profitable in Tyler, TX?

House hacking in Tyler, TX is reasonable to execute. Prices around $310K and rents of $1,788/mo solid owner-occupant economics.

Is Tyler, TX landlord-friendly?

TX ranks as a landlord-friendly state for landlord-tenant law. Tyler generally follows the statewide framework, so landlords face reasonable operating rules.

You know 75707 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75707 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75707 ranks in Tyler, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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