Real Estate Investing in Tyler, Texas (75705)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 1,471 • Data updated: September 2026

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Should you buy in 75705 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 31.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tyler, TX (75705)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $212,580
Avg Monthly Rent $1,719
1% Rule ✗ Does Not Meet
Median Income $70,850
% Renters 31.2%

Market Analysis: 75705 Tyler

From a cash-flow lens, ZIP 75705 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $213K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $213K asset, 75705 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 75705 sits on the difficult end of the TX spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

A robust renter share of 31% in 75705 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,719/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data

Market Trends

Home Value History (with trend line)

$224K$205K$186K$167K$148K$129KFeb 2018May 2022Jul 2026

📊 How Does 75705 Compare?

Metric 75705 Tyler Tyler, TX Texas
Home Value $212,580 $170,668 N/A $297,000
5-Year CAGR 4.0% 4.3% N/A 5.4%
Avg Rent $1,719 $1,417 N/A -
Cap Rate 6.3% 4.8% - -
💡 Why Invest in 75705? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75705 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
6.3%
Good
5yr Growth
+4.0%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $212,580
Monthly Rent $1,719
Price-to-Rent 10.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.7%
Cap Rate 6.3%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR +4.0% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.3%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75705

Population: 1,471

💰 Median Household Income
$70,850
This area
$70,850
State
$70,593
USA
$74,580
🏠 Renter Occupied
31.2%
This area
31.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
6.5%
This area
6.5%
State
-25.4%
USA
3.7%
🎓 College Educated
13.7%
This area
13.7%
State
-5.8%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
31.7%
This area
31.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 50.7%
Black/African American 48.0%
Other/Mixed 1.3%
Hispanic/Latino 0.8%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
17.3%
This area
17.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75705

B Avg School Grade
2 Schools
14.5:1 Avg Class Size
$11,724 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

JACKSON EL

📚 Pre-K – 03 Elementary
👥
416 Students
👨‍🏫
13.8:1 Class Size
💰
$13,264 Per Student
C+ Average

UT TYLER UNIVERSITY ACADEMY AT LONGVIEW

📚 K – 12 K-12 Charter
👥
391 Students
👨‍🏫
15.2:1 Class Size
💰
$10,183 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 6,135 Off-Campus Students
C+
The University of Texas at Tyler
9,678 students · 9.4 mi
C+
Tyler Junior College
11,977 students · 10.8 mi
D
Texas College
644 students · 12.4 mi
C+
Kilgore College
6,067 students · 13.5 mi

Investor Insight: With 6,135 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Tyler, TX a smart market for rental property?

With a 3.0/5 investability score, Tyler, TX ranks as a solid market for rental property investors. Median prices of $213K and rents of $1,719/mo drive the underlying numbers.

Are tenants stable in Tyler, TX?

Tyler, TX draws a reliable base of working renters. Demand at the $1,719/mo rent level is reasonable for standard single-family and small multi rentals.

What monthly rent should investors expect in Tyler, TX?

Average rent in Tyler, TX is approximately $1,719/mo per month. Against $213K home values that yields a reasonable rent-to-price ratio.

What investment strategy works best in Tyler, TX?

In Tyler, TX the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $213K prices and $1,719/mo rents suits that approach.

What are vacancy rates like in Tyler, TX?

Tyler, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

You know 75705 now. You don’t know where it ranks.

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How 75705 ranks in Tyler, TX

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