Real Estate Investing in Lathrop, Missouri (64465)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64465 (Lathrop, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lathrop, MO (64465)?
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Market Analysis: 64465 Lathrop
Put differently, ZIP 64465 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $277K median. It rewards specialists, not generalists.
Stepping back, the numbers look inviting — $277K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64465 is substantial and deserves full respect.
ZIP 64465's metrics run below Clinton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Turning to rents, 4,070 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lathrop:
Market Trends
Home Value History (with trend line)
📊 How Does 64465 Compare?
| Metric | 64465 | Lathrop | Kansas City, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $277,495 | $277,495 | N/A | $254,657 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 7.0% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64465 (Lathrop, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $277,495 |
| Monthly Rent | $927 |
| Price-to-Rent | 25.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +8.7% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64465
Population: 4,070
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64465
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How high is vacancy risk in Lathrop, MO?
Lathrop, MO carries elevated vacancy risk. Expect consistent absorption at market rents of $927/mo.
What type of investing works in Lathrop, MO?
Investors usually favor careful cash-flow rentals with hands-on management in Lathrop, MO. With home values at $277K and rents near $927/mo, other strategies can work but produce measured rather than outsized returns.
What is the average monthly rent in Lathrop, MO?
Expect rents around $927/mo per month in Lathrop, MO. With home values at $277K, the yield math works out to reasonable levels for rental investors.
Does house hacking make sense in Lathrop, MO?
House hacking works a challenging in Lathrop, MO. Rents of $927/mo against $277K acquisition make the strategy solid for owner-occupants.
How does Lathrop, MO rate as a rental market?
Lathrop, MO scores 3.0/5 for investability. Home values sit at $277K and rents near $927/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 64465 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64465 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 64465 ranks in Kansas City, MO-KS
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