Real Estate Investing in Holt, Missouri (64048)
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Should you buy in 64048 (Holt, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.1% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 32.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holt, MO (64048)?
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Market Analysis: 64048 Holt
From a cash-flow lens, ZIP 64048 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $408K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $408K asset, 64048 is the wrong submarket. If the plan prices in friction, the yield can still work.
Looking more closely, 64048 offers a low basis, the region around Holt has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 64048 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 64048 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Holt:
Property Strategy for 64048
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $279,260 | $1,150 | 3.0% | +9.0% | $139,630 |
| 3BR | $359,246 | $1,500 | 3.0% | +8.1% | $119,749 |
| 4BR | $477,280 | $1,780 | 2.7% | +6.9% | $119,320 |
Market Trends
Home Value History (with trend line)
📊 How Does 64048 Compare?
| Metric | 64048 | Holt | Kansas City, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $407,998 | $407,998 | N/A | $254,657 |
| 5-Year CAGR | 6.8% | 6.8% | N/A | 7.0% |
| Avg Rent | $1,035 | $1,035 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64048 (Holt, MO). Anonymous, moderated, never written by AI.
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Property managers serving Clay County
Manage rentals here? List your business →Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website
Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website
Voepel Property Management is now Auben Realty, a full-service real estate investment brokerage based out of Augusta, GA, serving property owners, residents, and investors in the Kansas City area. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $407,998 |
| Monthly Rent | $1,035 |
| Price-to-Rent | 32.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +10.7% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64048
Population: 4,372
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Holt, MO for real estate investors?
Holt, MO scores 3.0/5 for investability. Home values sit at $408K and rents near $1,035/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How much rent can I charge in Holt, MO?
Holt, MO rentals go for roughly $1,035/mo a month. That puts gross yield in solid territory relative to $408K acquisition costs.
What is the typical renter like in Holt, MO?
Holt, MO offers a stable renter base at the $1,035/mo rent level. Tenant turnover is reasonable for well-managed properties.
Do rentals sit vacant long in Holt, MO?
Expect elevated vacancy in Holt, MO. Rents at $1,035/mo are absorbed by the tenant base without meaningful lag.
How much does a house cost in Holt, MO?
In Holt, MO the median home value sits at $408K. Against the broader MO market, that reads as reasonable for most investors.
You know 64048 now. You don’t know where it ranks.
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How 64048 ranks in Kansas City, MO-KS
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