Most Affordable ZIP Codes in Kansas City, MO-KS (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 64120 1% rule | Kansas City, MO | $85,956 | $1,538 | 13.96% | 5.7% |
| 2 | 64125 1% rule | Kansas City, MO | $89,160 | $972 | 8.50% | 9.2% |
| 3 | 64127 1% rule | Kansas City, MO | $89,631 | $1,309 | 11.39% | 7.1% |
| 4 | 64128 1% rule | Kansas City, MO | $94,535 | $1,199 | 9.89% | 7.4% |
| 5 | 64126 1% rule | Kansas City, MO | $95,876 | $981 | 7.98% | 7.8% |
| 6 | 64130 1% rule | Kansas City, MO | $104,340 | $1,372 | 10.25% | 6.4% |
| 7 | 64132 1% rule | Kansas City, MO | $116,091 | $1,236 | 8.30% | 7.1% |
| 8 | 64053 | Independence, MO | $123,262 | $1,082 | 6.85% | 8.2% |
| 9 | 64123 1% rule | Kansas City, MO | $125,639 | $1,430 | 8.88% | 5.4% |
| 10 | 64124 | Kansas City, MO | $125,821 | $1,219 | 7.56% | 5.5% |
| 11 | 66105 | Kansas City, KS | $127,629 | $927 | 5.67% | 8.6% |
| 12 | 66101 | Kansas City, KS | $131,815 | $1,312 | 7.76% | 7.6% |
| 13 | 66056 | Mound City, KS | $134,740 | $927 | 5.37% | 2.2% |
| 14 | 64783 | Rockville, MO | $143,362 | $828 | 4.50% | 4.5% |
| 15 | 64779 | Rich Hill, MO | $150,553 | $801 | 4.15% | 2.2% |
| 16 | 64129 | Kansas City, MO | $154,935 | $1,163 | 5.86% | 6.4% |
| 17 | 66102 | Kansas City, KS | $158,332 | $1,219 | 6.00% | 7.7% |
| 18 | 64054 | Sugar Creek, MO | $167,078 | $1,474 | 6.88% | 7.9% |
| 19 | 64052 | Independence, MO | $173,367 | $1,169 | 5.26% | 6.4% |
| 20 | 66104 | Kansas City, KS | $174,061 | $1,238 | 5.55% | 7.8% |
| 21 | 64724 | Appleton City, MO | $174,141 | $801 | 3.59% | 5.3% |
| 22 | 64134 | Kansas City, MO | $176,388 | $1,490 | 6.59% | 5.8% |
| 23 | 66075 | Pleasanton, KS | $176,555 | $927 | 4.10% | 9.2% |
| 24 | 66040 | La Cygne, KS | $178,921 | $999 | 4.36% | 4.2% |
| 25 | 64050 | Independence, MO | $180,087 | $1,229 | 5.32% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Kansas City, MO-KS · Appreciation in Kansas City, MO-KS · 1% Rule in Kansas City, MO-KS
Or see the full Kansas City, MO-KS metro profile.