Real Estate Investing in Rich Hill, Missouri (64779)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bates County • Population: 2,926 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 64779 (Rich Hill, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rich Hill, MO (64779)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $150,553
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $46,848
% Renters 17.9%

Market Analysis: 64779 Rich Hill

The 64779 ZIP in Rich Hill, MO is a local-operator market. Outside capital chasing a $151K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 64779 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader MO picture, 64779 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 64779 includes headwinds that any investor should price in. Income distribution skews lower than Rich Hill averages, and tenant stability requires active management.

Strategy in 64779 is an operator game, not a passive one. On the rental side, entry prices of $151K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rich Hill:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data

Market Trends

Home Value History (with trend line)

$169K$144K$118K$92K$67K$41KAug 2009Feb 2018Jul 2026

📊 How Does 64779 Compare?

Metric 64779 Rich Hill Kansas City, MO-KS Missouri
Home Value $150,553 $150,553 N/A $254,657
5-Year CAGR 2.2% 2.2% N/A 7.0%
Avg Rent $801 $801 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 64779? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64779 (Rich Hill, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 64779 (Rich Hill, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $150,553
Monthly Rent $801
Price-to-Rent 15.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64779

Population: 2,926

💰 Median Household Income
$46,848
This area
$46,848
State
$62,768
USA
$74,580
🏠 Renter Occupied
17.9%
This area
17.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-8.1%
USA
3.7%
🎓 College Educated
10.1%
This area
10.1%
State
8.6%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.6%
This area
19.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 94.4%
Other/Mixed 4.9%
Hispanic/Latino 2.6%
Black/African American 0.5%
Asian 0.2%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64779

B Avg School Grade
3 Schools
11.0:1 Avg Class Size
$11,463 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

RICH HILL ELEM.

📚 Pre-K – 05 Elementary
👥
158 Students
👨‍🏫
11.7:1 Class Size
💰
$11,463 Per Student
B+ Above Average

RICH HILL HIGH

📚 06 – 12 High School
👥
190 Students
👨‍🏫
10.3:1 Class Size
💰
$11,463 Per Student
C Below Average

RICH HILL YOUTH DEV. CTR.

📚 06 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How expensive is real estate in Rich Hill, MO?

Median home price in Rich Hill, MO is near $151K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What investment strategy works best in Rich Hill, MO?

In Rich Hill, MO the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $151K prices and $801/mo rents suits that approach.

How strong is the working-renter base in Rich Hill, MO?

The renter base in Rich Hill, MO is reasonable for the $801/mo price point. Screening well and pricing to market typically yields steady tenants.

Is Rich Hill, MO a good market for FHA house hackers?

Rich Hill, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $151K price point reasonable to enter.

What is the typical rental rate in Rich Hill, MO?

The typical rental in Rich Hill, MO commands about $801/mo monthly. That rent profile measured cash flow against the $151K purchase basis.

You know 64779 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64779 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 64779 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 64779 (Rich Hill)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 64779 (Rich Hill, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.