Real Estate Investing in Horton, Missouri (64778)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64778 (Horton, MO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 23.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Horton, MO (64778)?
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Market Analysis: 64778 Horton
This part of Vernon County is not an easy win. The 64778 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 64778 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 64778 sits on the difficult end of the MO spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The 64778 ZIP's population of 369 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
New investors are better served looking at Horton's stable or hybrid ZIPs before stepping into 64778. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Horton:
Market Trends
Home Value History (with trend line)
📊 How Does 64778 Compare?
| Metric | 64778 | Horton | Missouri |
|---|---|---|---|
| Home Value | $255,179 | $255,179 | $254,657 |
| 5-Year CAGR | N/A | N/A | 7.0% |
| Avg Rent | $855 | $855 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64778 (Horton, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $255,179 |
| Monthly Rent | $855 |
| Price-to-Rent | 24.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 15.9% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +13.3% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64778
Population: 369
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Horton, MO for real estate investors?
Horton, MO rates 2.0/5 for investability. With median values at $255K and rents near $855/mo, the market offers reasonable fundamentals for rental investors.
What are rental rates like in Horton, MO?
Average rent in Horton, MO is approximately $855/mo per month. Against $255K home values that yields a reasonable rent-to-price ratio.
How much does a house cost in Horton, MO?
In Horton, MO the median home value sits at $255K. Against the broader MO market, that reads as reasonable for most investors.
What strategy should investors use in Horton, MO?
Investors usually favor careful cash-flow rentals with hands-on management in Horton, MO. With home values at $255K and rents near $855/mo, other strategies can work but produce stable rather than outsized returns.
Does Horton, MO favor landlords or tenants?
Rental owners in Horton, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 64778 now. You don’t know where it ranks.
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