Real Estate Investing in Hume, Missouri (64752)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Vernon • Population: 580 • Data updated: September 2026

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Should you buy in 64752 (Hume, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.1% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hume, MO (64752)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,222
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $58,333
% Renters 16.1%

Market Analysis: 64752 Hume

From an investor standpoint, ZIP 64752 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $210K median. It rewards specialists, not generalists.

The 64752 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Hume have seen price recovery that 64752 has not matched. Vernon data supports the view that the spread is structural rather than temporary.

Demographically, 64752 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hume:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$226K$203K$180K$157K$134K$111KFeb 2017Nov 2021Jul 2026

📊 How Does 64752 Compare?

Metric 64752 Hume Missouri
Home Value $210,222 $210,222 $254,657
5-Year CAGR 3.6% 3.6% 7.0%
Avg Rent $1,053 $1,053 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 64752? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64752 (Hume, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $210,222
Monthly Rent $1,053
Price-to-Rent 16.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64752

Population: 580

💰 Median Household Income
$58,333
This area
$58,333
State
$62,768
USA
$74,580
🏠 Renter Occupied
16.1%
This area
16.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-8.1%
USA
3.7%
🎓 College Educated
9.9%
This area
9.9%
State
8.6%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.1%
This area
19.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.9%
Other/Mixed 6.9%
Asian 0.1%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64752

B+ Avg School Grade
2 Schools
7.2:1 Avg Class Size
$14,531 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HUME ELEM.

📚 Pre-K – 06 School
👥
61 Students
👨‍🏫
7.7:1 Class Size
💰
$14,531 Per Student
B+ Above Average

HUME HIGH

📚 07 – 12 High School
👥
51 Students
👨‍🏫
6.7:1 Class Size
💰
$14,531 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What monthly rent should investors expect in Hume, MO?

Average rent in Hume, MO is approximately $1,053/mo per month. Against $210K home values that yields a reasonable rent-to-price ratio.

Is vacancy a concern in Hume, MO?

Rental vacancy in Hume, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What is the investability score for Hume, MO?

Yes - Hume, MO a 3.0/5 investability score. With $210K home prices against $1,053/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do experienced investors play Hume, MO?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hume, MO. The numbers - $210K homes against $1,053/mo rents - support that play.

Does Hume, MO favor landlords or tenants?

Hume, MO operates under MO law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

You know 64752 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64752 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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