Real Estate Investing in Sugar Creek, Missouri (64054)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 3,109 • Data updated: September 2026

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Should you buy in 64054 (Sugar Creek, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • High vacancy: 23.8% of homes vacant — above national norms.

What’s happening in Sugar Creek, MO (64054)?

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4.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $167,078
Avg Monthly Rent $1,474
1% Rule ✗ Does Not Meet
Median Income $48,039
% Renters 37.6%

Market Analysis: 64054 Sugar Creek

On the rental side, ZIP 64054 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $167K median. It rewards specialists, not generalists.

Rent of $1,474/mo on a $167K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 64054 sits below the stated 0.0% once reality is priced in.

Within MO, ZIP 64054 trails on several market indicators that neighboring Jackson County submarkets outperform. The gap is real and notable enough to shape underwriting.

Resident income in 64054 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 64054 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sugar Creek:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,474/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data
🏠

Property Strategy for 64054

Which property type performs best in this market?

Best for Cash Flow
2BR
6.9% cap rate
Best for Appreciation
2BR
+12.0% 5yr CAGR
Best Overall Value
4BR
$53,126/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $129,443 $1,240 6.9% +12.0% $64,722
3BR $175,120 $1,610 6.6% +9.4% $58,373
4BR $212,505 $1,920 6.5% +8.5% $53,126

Market Trends

Home Value History (with trend line)

$177K$148K$118K$88K$59K$29KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,546$1,418$1,289$1,161$1,032$904Oct 2025Mar 2026Jul 2026

📊 How Does 64054 Compare?

Metric 64054 Sugar Creek Kansas City, MO-KS Missouri
Home Value $167,078 $167,078 N/A $254,657
5-Year CAGR 7.9% 7.9% N/A 7.0%
Avg Rent $1,474 $1,474 N/A -
Cap Rate 6.9% 6.9% - -
💡 Why Invest in 64054? Click to expand

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64054 (Sugar Creek, MO). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

North Terrace Property Management offers premier Kansas City rentals, including elegant 2-bedroom lofts and spacious 3-bedroom townhomes in Belton, MO, and renovated 1-bedroom apartments in Midtown Ka summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
6.9%
Good
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $167,078
Monthly Rent $1,474
Price-to-Rent 9.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.6%
Cap Rate 6.9%
5-Year IRR 14.8%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +11.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.9%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.9%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64054

Population: 3,109

💰 Median Household Income
$48,039
This area
$48,039
State
$62,768
USA
$74,580
🏠 Renter Occupied
37.6%
This area
37.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-8.1%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
8.6%
USA
33.7%
👤 Median Age
41.5 years
This area
41.5 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
23.8%
This area
23.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 82.6%
Other/Mixed 15.0%
Hispanic/Latino 7.9%
Black/African American 1.6%
Asian 0.8%
👶 Under 18
21.5%
This area
21.5%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64054

B+ Avg School Grade
2 Schools
14.9:1 Avg Class Size
$16,029 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ABRAHAM MALLINSON ELEMENTARY

📚 02 – 05 Elementary
👥
275 Students
👨‍🏫
14.3:1 Class Size
💰
$16,029 Per Student
B Good

SUGAR CREEK ELEM.

📚 Pre-K – 01 Elementary
👥
138 Students
👨‍🏫
15.5:1 Class Size
💰
$16,029 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

KC INTERNATIONAL-WALLACE

📚 Pre-K – 08 School Charter
📍 414 Wallace Ave, KANSAS CITY
👥
654 Students
👨‍🏫
7.6:1 Class Size
💰
$17,625 Per Student
B+ Above Average

BRYANT ELEM.

📚 Pre-K – 05 Elementary
📍 827 W COLLEGE, INDEPENDENCE
👥
227 Students
👨‍🏫
14.3:1 Class Size
💰
$16,029 Per Student
B+ Above Average

FAIRMOUNT ELEM.

📚 Pre-K – 05 Elementary
📍 120 N CEDAR AVE, INDEPENDENCE
👥
330 Students
👨‍🏫
15.9:1 Class Size
💰
$16,029 Per Student
B+ Above Average

OTT ELEM.

📚 Pre-K – 05 Elementary
📍 1525 N NOLAND RD, INDEPENDENCE
👥
385 Students
👨‍🏫
15.1:1 Class Size
💰
$16,029 Per Student
B+ Above Average

THOMAS HART BENTON ELEM.

📚 Pre-K – 05 Elementary
📍 429 S LESLIE, INDEPENDENCE
👥
397 Students
👨‍🏫
15.5:1 Class Size
💰
$16,029 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,169 Off-Campus Students
C
Summit Salon Academy Kansas City
108 students · 2.7 mi
C
Aviation Institute of Maintenance-Kansas City
211 students · 5.6 mi
C+
Ea La Mar's Cosmetology & Barber College
32 students · 6.2 mi
C
Kansas City University
2,048 students · 6.5 mi
C
City Vision University
234 students · 7.0 mi
C+
Midwestern Baptist Theological Seminary
3,840 students · 8.6 mi
C+
Metropolitan Community College-Kansas City
12,994 students · 8.7 mi
D
Concorde Career College-Broadway
31 students · 8.7 mi

Investor Insight: With 1,169 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How viable is house hacking in Sugar Creek, MO?

Sugar Creek, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,474/mo rent level.

Is real estate in Sugar Creek, MO a good investment right now?

Our data puts Sugar Creek, MO at 4.0/5 for investability. Home prices of $167K and rents around $1,474/mo create a solid backdrop for investor activity.

What is the typical renter like in Sugar Creek, MO?

Tenant demand in Sugar Creek, MO is solid. The local workforce $1,474/mo rents across most rental classes.

How do landlord-tenant laws work in Sugar Creek, MO?

The landlord environment in Sugar Creek, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How high is vacancy risk in Sugar Creek, MO?

Sugar Creek, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

You know 64054 now. You don’t know where it ranks.

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How 64054 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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