Real Estate Investing in Birmingham, Missouri (64161)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clay County • Population: 360 • Data updated: September 2026

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Should you buy in 64161 (Birmingham, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.
  • Higher unemployment: 7.3% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Birmingham, MO (64161)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $209,219
Avg Monthly Rent $1,404
1% Rule ✗ Does Not Meet
Median Income $68,333
% Renters 31.2%

Market Analysis: 64161 Birmingham

Not every below-median market is a bargain. Birmingham's 64161 ZIP stands at signals that favor experienced operators who can absorb the risk $209K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $209K asset, 64161 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 64161 and stronger Birmingham ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 64161 includes headwinds that any investor should price in. Income distribution skews lower than Birmingham averages, and tenant stability requires active management.

Strategy in 64161 is an operator game, not a passive one. From a cash-flow lens, entry prices of $209K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Birmingham:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,404/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data

Market Trends

Home Value History (with trend line)

$217K$198K$178K$159K$140K$120KFeb 2019Nov 2022Jul 2026

📊 How Does 64161 Compare?

Metric 64161 Birmingham Kansas City, MO-KS Missouri
Home Value $209,219 $209,219 N/A $254,657
5-Year CAGR 5.7% 5.7% N/A 7.0%
Avg Rent $1,404 $1,404 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 64161? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64161 (Birmingham, MO). Anonymous, moderated, never written by AI.

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Property managers serving Clay County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Voepel Property Management is now Auben Realty, a full-service real estate investment brokerage based out of Augusta, GA, serving property owners, residents, and investors in the Kansas City area. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $209,219
Monthly Rent $1,404
Price-to-Rent 12.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.1%
Cap Rate 5.2%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64161

Population: 360

💰 Median Household Income
$68,333
This area
$68,333
State
$62,768
USA
$74,580
🏠 Renter Occupied
31.2%
This area
31.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
7.3%
This area
7.3%
State
-8.1%
USA
3.7%
🎓 College Educated
12.8%
This area
12.8%
State
8.6%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 79.8%
Black/African American 15.6%
Other/Mixed 4.6%
Hispanic/Latino 0.3%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
15.6%
This area
15.6%
USA
17.3%
📊 Poverty Rate
18.1%
This area
18.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 1,169 Off-Campus Students
C
Summit Salon Academy Kansas City
108 students · 5.8 mi
C+
William Jewell College
886 students · 6.3 mi
C+
Midwestern Baptist Theological Seminary
3,840 students · 6.8 mi
C
Kansas City University
2,048 students · 7.1 mi
C+
Ea La Mar's Cosmetology & Barber College
32 students · 7.2 mi
C
City Vision University
234 students · 7.7 mi
C
Aviation Institute of Maintenance-Kansas City
211 students · 8.2 mi
C+
Metropolitan Community College-Kansas City
12,994 students · 9.9 mi

Investor Insight: With 1,169 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Birmingham in MO worth investing in?

Investors tracking Birmingham, MO will find a 3.0/5 rating supported by $209K median home values and $1,404/mo rents. That profile suits long-term holders targeting measured returns.

Are renters plentiful in Birmingham, MO?

Working renters make up the core of the Birmingham, MO tenant base. The pool is reasonable for investors targeting long-term holds.

How strong are rents in Birmingham, MO?

The typical rental in Birmingham, MO commands about $1,404/mo monthly. That rent profile predictable cash flow against the $209K purchase basis.

Do rentals sit vacant long in Birmingham, MO?

Rental vacancy in Birmingham, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What is the best play in Birmingham, MO?

Birmingham, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($209K prices, $1,404/mo rents) make it a reasonable choice.

You know 64161 now. You don’t know where it ranks.

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How 64161 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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