Real Estate Investing in Kearney, Missouri (64060)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clay County • Population: 16,291 • Data updated: September 2026

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Should you buy in 64060 (Kearney, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Kearney, MO (64060)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $401,773
Avg Monthly Rent $2,181
1% Rule ✗ Does Not Meet
Median Income $107,656
% Renters 15.6%

Market Analysis: 64060 Kearney

Meanwhile, ZIP 64060 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $402K median. It rewards specialists, not generalists.

Put differently, the numbers look inviting — $402K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64060 is substantial and deserves full respect.

In the broader MO picture, 64060 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 64060 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kearney:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,181/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data
🏠

Property Strategy for 64060

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
3BR
$110,083/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $353,064 $1,350 2.8% +5.9% $176,532
3BR $330,250 $1,760 3.8% +6.9% $110,083
4BR $457,014 $2,090 3.3% +5.5% $114,254
5BR $603,382 +6.8% $120,676

Market Trends

Home Value History (with trend line)

$421K$367K$312K$258K$204K$150KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,214$2,178$2,142$2,107$2,071$2,035Aug 2025Feb 2026Jul 2026

📊 How Does 64060 Compare?

Metric 64060 Kearney Kansas City, MO-KS Missouri
Home Value $401,773 $401,773 N/A $254,657
5-Year CAGR 4.6% 4.6% N/A 7.0%
Avg Rent $2,181 $2,181 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 64060? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64060 (Kearney, MO). Anonymous, moderated, never written by AI.

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Property managers serving Clay County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Voepel Property Management is now Auben Realty, a full-service real estate investment brokerage based out of Augusta, GA, serving property owners, residents, and investors in the Kansas City area. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $401,773
Monthly Rent $2,181
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64060

Population: 16,291

💰 Median Household Income
$107,656
This area
$107,656
State
$62,768
USA
$74,580
🏠 Renter Occupied
15.6%
This area
15.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-8.1%
USA
3.7%
🎓 College Educated
39.0%
This area
39.0%
State
8.6%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.4%
Other/Mixed 6.9%
Hispanic/Latino 3.0%
Black/African American 0.4%
Asian 0.4%
👶 Under 18
25.2%
This area
25.2%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64060

B+ Avg School Grade
9 Schools
13.5:1 Avg Class Size
$11,958 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

DOGWOOD ELEM.

📚 K – 05 Elementary
👥
437 Students
👨‍🏫
14.1:1 Class Size
💰
$11,958 Per Student
B+ Above Average

KEARNEY JR. HIGH

📚 08 – 09 High School
👥
534 Students
👨‍🏫
14.6:1 Class Size
💰
$11,958 Per Student
B+ Above Average

KEARNEY MIDDLE

📚 06 – 07 Middle
👥
558 Students
👨‍🏫
12.9:1 Class Size
💰
$11,958 Per Student
B+ Above Average

SOUTHVIEW ELEM.

📚 K – 05 Elementary
👥
458 Students
👨‍🏫
14.9:1 Class Size
💰
$11,958 Per Student
B+ Above Average

HAWTHORNE ELEM.

📚 K – 05 Elementary
👥
265 Students
👨‍🏫
12.2:1 Class Size
💰
$11,958 Per Student
B+ Above Average

KEARNEY ELEM.

📚 Pre-K – 05 Elementary
👥
240 Students
👨‍🏫
12.5:1 Class Size
💰
$11,958 Per Student
B+ Above Average

KEARNEY HIGH

📚 10 – 12 High School
👥
804 Students
👨‍🏫
13.9:1 Class Size
💰
$11,958 Per Student
B Good

KEARNEY EARLY EDUCATION CENTER

📚 Grade PK Elementary
👥
77 Students
👨‍🏫
10.3:1 Class Size
💰
$11,958 Per Student
B Good

LENS

📚 03 – 05 Elementary
👥
127 Students
👨‍🏫
15.9:1 Class Size
💰
$11,958 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
William Jewell College
886 students · 8.9 mi

Frequently Asked Questions

What is the investability score for Kearney, MO?

Kearney, MO sits at an investability rating of 3.0/5, with median home values near $402K and average rents around $2,181/mo. That combination puts it in the durable tier for investor interest.

What investment strategy works best in Kearney, MO?

In Kearney, MO the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $402K prices and $2,181/mo rents suits that approach.

How strong is the working-renter base in Kearney, MO?

The renter base in Kearney, MO is reasonable for the $2,181/mo price point. Screening well and pricing to market typically yields reliable tenants.

Do rentals sit vacant long in Kearney, MO?

Rental vacancy in Kearney, MO is elevated. Investors should budget normal turnover but not chronic empty units.

What is the median home value in Kearney, MO?

Expect median prices around $402K in Kearney, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

You know 64060 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64060 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 64060 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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