Real Estate Investing in Osborn, Missouri (64474)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64474 (Osborn, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.7% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Osborn, MO (64474)?
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Market Analysis: 64474 Osborn
Not every below-median market is a bargain. Osborn's 64474 ZIP reflects signals that favor experienced operators who can absorb the risk $279K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 64474 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Osborn have seen price recovery that 64474 has not matched. DeKalb County data supports the view that the spread is structural rather than temporary.
The 64474 ZIP's population of 729 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategy in 64474 is an operator game, not a passive one. From an investor standpoint, entry prices of $279K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Osborn:
Market Trends
Home Value History (with trend line)
📊 How Does 64474 Compare?
| Metric | 64474 | Osborn | St. Joseph, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $278,690 | $278,690 | N/A | $254,657 |
| 5-Year CAGR | 4.0% | 4.0% | N/A | 7.0% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64474 (Osborn, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $278,690 |
| Monthly Rent | $927 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64474
Population: 729
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64474
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do landlords charge for rent in Osborn, MO?
Rent in Osborn, MO is around $927/mo. The resulting rent-to-value relationship with $279K pricing is reasonable for most investor models.
How strong is the working-renter base in Osborn, MO?
Tenant demand in Osborn, MO is solid. The local workforce $927/mo rents across most rental classes.
Is Osborn, MO a friendly market for rental owners?
Osborn, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Does house hacking make sense in Osborn, MO?
House hacking works a challenging in Osborn, MO. Rents of $927/mo against $279K acquisition make the strategy solid for owner-occupants.
What strategy should investors use in Osborn, MO?
A careful cash-flow rentals with hands-on management strategy Osborn, MO best. The market produces measured results for that approach at the $279K price point.
You know 64474 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64474 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 64474 ranks in St. Joseph, MO-KS
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