Most Affordable ZIP Codes in St. Joseph, MO-KS (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 66094 | White Cloud, KS | $116,967 | $846 | 5.64% | 3.0% |
| 2 | 66024 | Wathena, KS | $119,040 | $981 | 6.43% | 8.7% |
| 3 | 64501 | Saint Joseph, MO | $132,291 | $902 | 5.32% | 7.6% |
| 4 | 64504 | Saint Joseph, MO | $137,267 | $981 | 5.57% | 5.4% |
| 5 | 64463 | King City, MO | $154,793 | $846 | 4.26% | 4.6% |
| 6 | 66035 | Highland, KS | $165,118 | $846 | 4.00% | 7.4% |
| 7 | 64507 | Saint Joseph, MO | $171,448 | $1,250 | 5.69% | 6.5% |
| 8 | 64421 | Amazonia, MO | $178,368 | $1,341 | 5.86% | 2.4% |
| 9 | 64503 | Saint Joseph, MO | $178,863 | $1,073 | 4.68% | 6.8% |
| 10 | 64469 | Maysville, MO | $217,257 | $855 | 3.07% | 3.7% |
| 11 | 64449 | Fillmore, MO | $220,525 | $846 | 2.99% | 6.1% |
| 12 | 64494 | Union Star, MO | $221,275 | $954 | 3.36% | 6.9% |
| 13 | 64505 | Saint Joseph, MO | $225,519 | $1,375 | 4.76% | 6.5% |
| 14 | 66008 | Bendena, KS | $234,608 | $846 | 2.81% | 7.8% |
| 15 | 64429 | Cameron, MO | $254,897 | $1,098 | 3.36% | 6.7% |
| 16 | 64483 | Rosendale, MO | $260,486 | $846 | 2.53% | 5.5% |
| 17 | 64459 | Helena, MO | $263,610 | $1,062 | 3.14% | 7.3% |
| 18 | 64430 | Clarksdale, MO | $271,359 | $999 | 2.87% | 4.9% |
| 19 | 64485 | Savannah, MO | $271,799 | $927 | 2.66% | 5.9% |
| 20 | 64480 | Rea, MO | $273,331 | $873 | 2.49% | 9.3% |
| 21 | 64490 | Stewartsville, MO | $277,251 | $927 | 2.61% | 5.2% |
| 22 | 64474 | Osborn, MO | $278,690 | $927 | 2.59% | 4.0% |
| 23 | 64506 | Saint Joseph, MO | $283,774 | $1,199 | 3.30% | 6.1% |
| 24 | 64497 | Weatherby, MO | $288,203 | $846 | 2.29% | 5.7% |
| 25 | 64427 | Rosendale, MO | $292,798 | $846 | 2.25% | 6.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in St. Joseph, MO-KS · Appreciation in St. Joseph, MO-KS
Or see the full St. Joseph, MO-KS metro profile.