Real Estate Investing in Cameron, Missouri (64429)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

DeKalb County • Population: 11,815 • Data updated: September 2026

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Should you buy in 64429 (Cameron, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cameron, MO (64429)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,897
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $57,620
% Renters 35.0%

Market Analysis: 64429 Cameron

This part of DeKalb County is not an easy win. The 64429 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 64429 is solid only for operators who understand what they are buying. A $255K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MO picture, 64429 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A robust renter share of 35% in 64429 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Cameron's stable or hybrid ZIPs before stepping into 64429. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cameron:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. Joseph, MO-KS Metro Area
More inventory, negotiating room for buyers
44 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Joseph, MO-KS metro data
🏠

Property Strategy for 64429

Which property type performs best in this market?

Best for Cash Flow
2BR
6.1% cap rate
Best for Appreciation
2BR
+10.7% 5yr CAGR
Best Overall Value
4BR
$68,089/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $144,181 $1,220 6.1% +10.7% $72,090
3BR $236,288 $1,570 4.8% +8.6% $78,763
4BR $272,356 $1,840 4.9% +7.6% $68,089

Market Trends

Home Value History (with trend line)

$269K$231K$193K$154K$116K$78KJul 2006Jul 2016Jul 2026

📊 How Does 64429 Compare?

Metric 64429 Cameron St. Joseph, MO-KS Missouri
Home Value $254,897 $254,897 N/A $254,657
5-Year CAGR 6.7% 6.7% N/A 7.0%
Avg Rent $1,098 $1,098 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 64429? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64429 (Cameron, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $254,897
Monthly Rent $1,098
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64429

Population: 11,815

💰 Median Household Income
$57,620
This area
$57,620
State
$62,768
USA
$74,580
🏠 Renter Occupied
35.0%
This area
35.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-8.1%
USA
3.7%
🎓 College Educated
13.1%
This area
13.1%
State
8.6%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 86.7%
Black/African American 7.6%
Other/Mixed 5.2%
Hispanic/Latino 1.9%
Asian 0.5%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64429

B+ Avg School Grade
5 Schools
13.2:1 Avg Class Size
$15,980 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CAMERON VETERANS MIDDLE

📚 06 – 08 Middle
👥
319 Students
👨‍🏫
12.0:1 Class Size
💰
$15,980 Per Student
A Very Good

CAMERON HIGH

📚 09 – 12 High School
👥
473 Students
👨‍🏫
12.8:1 Class Size
💰
$15,980 Per Student
A Very Good

CAMERON INTERMEDIATE SCHOOL

📚 03 – 05 Elementary
👥
356 Students
👨‍🏫
13.5:1 Class Size
💰
$15,980 Per Student
A Very Good

PARKVIEW ELEM.

📚 Pre-K – 02 Elementary
👥
481 Students
👨‍🏫
14.5:1 Class Size
💰
$15,980 Per Student
C Below Average

WESTERN MO CORRECTIONAL CENTER

📚 07 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are there empty rentals in Cameron, MO?

Cameron, MO carries elevated vacancy risk. Expect measured absorption at market rents of $1,098/mo.

Is Cameron, MO a smart market for rental property?

Cameron, MO stands at an investability rating of 3.0/5, with median home values near $255K and average rents around $1,098/mo. That combination puts it in the resilient tier for investor interest.

How qualified is the tenant pool in Cameron, MO?

Cameron, MO draws a reliable base of working renters. Demand at the $1,098/mo rent level is reasonable for standard single-family and small multi rentals.

Is Cameron, MO landlord-friendly?

The landlord environment in Cameron, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much should I expect to pay for a home in Cameron, MO?

Cameron, MO median home values land near $255K. That is reasonable territory for investors looking at $1,098/mo-per-month rentals.

You know 64429 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64429 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 64429 ranks in St. Joseph, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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