Real Estate Investing in Rosendale, Missouri (64483)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Andrew County • Population: 530 • Data updated: September 2026

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Should you buy in 64483 (Rosendale, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 16.9% of homes vacant — above national norms.
  • Higher unemployment: 8.8% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rosendale, MO (64483)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,486
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $59,904
% Renters 10.9%

Market Analysis: 64483 Rosendale

Investors eyeing 64483 need to respect the fundamentals at play. Home values of $260K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 64483 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 64483 and stronger Rosendale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 64483 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 64483 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosendale:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. Joseph, MO-KS Metro Area
More inventory, negotiating room for buyers
44 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Joseph, MO-KS metro data

Market Trends

Home Value History (with trend line)

$296K$252K$208K$164K$120K$76KJul 2006Jul 2016Jul 2026

📊 How Does 64483 Compare?

Metric 64483 Rosendale St. Joseph, MO-KS Missouri
Home Value $260,486 $276,642 N/A $254,657
5-Year CAGR 5.5% 6.1% N/A 7.0%
Avg Rent $846 $846 N/A -
Cap Rate 2.5% 2.4% - -
💡 Why Invest in 64483? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64483 (Rosendale, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $260,486
Monthly Rent $846
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64483

Population: 530

💰 Median Household Income
$59,904
This area
$59,904
State
$62,768
USA
$74,580
🏠 Renter Occupied
10.9%
This area
10.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
8.8%
This area
8.8%
State
-8.1%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
8.6%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
16.9%
This area
16.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 98.3%
Hispanic/Latino 1.7%
Other/Mixed 1.7%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64483

B+ Avg School Grade
3 Schools
8.5:1 Avg Class Size
$16,170 Avg Per Pupil

Schools in This ZIP Code

A Very Good

NORTH ANDREW ELEM.

📚 K – 05 Elementary
👥
116 Students
👨‍🏫
7.8:1 Class Size
💰
$16,170 Per Student
B+ Above Average

NORTH ANDREW HIGH

📚 09 – 12 High School
👥
91 Students
👨‍🏫
7.3:1 Class Size
💰
$16,170 Per Student
B+ Above Average

NORTH ANDREW MIDDLE

📚 06 – 08 Middle
👥
72 Students
👨‍🏫
10.4:1 Class Size
💰
$16,170 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Rosendale, MO?

Investors in Rosendale, MO typically see rents near $846/mo per month against $260K home values - a solid setup for rental cash flow.

How strong is the working-renter base in Rosendale, MO?

The renter base in Rosendale, MO is reasonable for the $846/mo price point. Screening well and pricing to market typically yields measured tenants.

How much does a house cost in Rosendale, MO?

In Rosendale, MO the median home value sits at $260K. Against the broader MO market, that reads as reasonable for most investors.

How should investors approach Rosendale, MO?

In Rosendale, MO the significant play is typically careful cash-flow rentals with hands-on management. The combination of $260K prices and $846/mo rents suits that approach.

What is it like being a landlord in Rosendale, MO?

MO law landlord-friendly for landlords, and Rosendale inherits those rules. Investors should still review local ordinances for rental licensing.

You know 64483 now. You don’t know where it ranks.

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How 64483 ranks in St. Joseph, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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