Real Estate Investing in Helena, Missouri (64459)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64459 (Helena, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Helena, MO (64459)?
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Market Analysis: 64459 Helena
The 64459 ZIP in Helena, MO is a local-operator market. Outside capital chasing a $264K entry has to pair deep knowledge with the discount.
Rent of $1,062/mo on a $264K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 64459 sits below the stated 0.0% once reality is priced in.
The gap between 64459 and stronger Helena ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 64459 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 64459 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Helena:
Market Trends
Home Value History (with trend line)
📊 How Does 64459 Compare?
| Metric | 64459 | Helena | St. Joseph, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $263,610 | $263,610 | N/A | $254,657 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 7.0% |
| Avg Rent | $1,062 | $1,062 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64459 (Helena, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $263,610 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64459
Population: 502
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64459
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 580 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors worry about vacancy in Helena, MO?
Vacancy in Helena, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,062/mo.
Is Helena, MO good for landlords?
For rental operators, Helena, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Is the tenant base reliable in Helena, MO?
The renter base in Helena, MO is reasonable for the $1,062/mo price point. Screening well and pricing to market typically yields predictable tenants.
What do landlords charge for rent in Helena, MO?
Expect rents around $1,062/mo per month in Helena, MO. With home values at $264K, the yield math works out to reasonable levels for rental investors.
How much should I expect to pay for a home in Helena, MO?
Typical homes in Helena, MO go for around $264K. The 5-year CAGR of 0.0% consistent price movement.
You know 64459 now. You don’t know where it ranks.
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How 64459 ranks in St. Joseph, MO-KS
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