Real Estate Investing in Amazonia, Missouri (64421)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Andrew County • Population: 796 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 64421 (Amazonia, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Amazonia, MO (64421)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,368
Avg Monthly Rent $1,341
1% Rule ✗ Does Not Meet
Median Income $70,125
% Renters 14.3%

Market Analysis: 64421 Amazonia

The 64421 ZIP covers a section of Amazonia that demands careful diligence. Prices near $178K look accessible, but the work to make a deal cash flow is real.

The investment case in 64421 is significant only for operators who understand what they are buying. A $178K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Turning to rents, 64421 offers a low basis, the region around Amazonia has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 64421 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. sturdy returns are possible in 64421, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Amazonia:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,341/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. Joseph, MO-KS Metro Area
More inventory, negotiating room for buyers
44 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Joseph, MO-KS metro data
🏠

Property Strategy for 64421

Which property type performs best in this market?

Best for Cash Flow
2BR
7.0% cap rate
Best for Appreciation
3BR
+8.8% 5yr CAGR
Best Overall Value
2BR
$76,761/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $153,522 $1,490 7.0% +6.2% $76,761
3BR $292,064 $1,890 4.7% +8.8% $97,355

Market Trends

Home Value History (with trend line)

$195K$166K$137K$109K$80K$51KJul 2006Jul 2016Jul 2026

📊 How Does 64421 Compare?

Metric 64421 Amazonia St. Joseph, MO-KS Missouri
Home Value $178,368 $178,368 N/A $254,657
5-Year CAGR 2.4% 2.4% N/A 7.0%
Avg Rent $1,341 $1,341 N/A -
Cap Rate 5.9% 5.9% - -
💡 Why Invest in 64421? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64421 (Amazonia, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 64421 (Amazonia, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $178,368
Monthly Rent $1,341
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.9%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +2.4% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64421

Population: 796

💰 Median Household Income
$70,125
This area
$70,125
State
$62,768
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.1%
USA
3.7%
🎓 College Educated
3.9%
This area
3.9%
State
8.6%
USA
33.7%
👤 Median Age
46.3 years
This area
46.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
21.2%
This area
21.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 3.0%
Hispanic/Latino 2.6%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
12.6%
This area
12.6%
USA
17.3%
📊 Poverty Rate
12.9%
This area
12.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64421

B Avg School Grade
1 Schools
9.7:1 Avg Class Size
$9,419 Avg Per Pupil

Schools in This ZIP Code

B Good

AMAZONIA ELEM.

📚 K – 05 Elementary
👥
98 Students
👨‍🏫
9.7:1 Class Size
💰
$9,419 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 580 Off-Campus Students
C+
Missouri Western State University
3,817 students · 12.9 mi

Investor Insight: With 580 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the tenant pool like in Amazonia, MO?

Expect a solid tenant pool in Amazonia, MO. The rental market absorbs $1,341/mo rents without meaningful friction.

How does Amazonia, MO stack up for property investment?

Amazonia, MO clocks in at an investability rating of 3.0/5, with median home values near $178K and average rents around $1,341/mo. That combination puts it in the notable tier for investor interest.

What is it like being a landlord in Amazonia, MO?

MO ranks as a landlord-friendly state for landlord-tenant law. Amazonia generally follows the statewide framework, so landlords face reasonable operating rules.

Does a duplex house hack pencil in Amazonia, MO?

The a challenging house-hack environment in Amazonia, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Where do home prices stand in Amazonia, MO?

Amazonia, MO home values average about $178K. That price point suits investors targeting rentals with $1,341/mo in monthly income.

You know 64421 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64421 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 64421 ranks in St. Joseph, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 64421 (Amazonia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 64421 (Amazonia, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.