Real Estate Investing in Rosendale, Missouri (64427)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64427 (Rosendale, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 28.8 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rosendale, MO (64427)?
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Market Analysis: 64427 Rosendale
Not every below-median market is a bargain. Rosendale's 64427 ZIP shows signals that favor experienced operators who can absorb the risk $293K pricing implies.
For an experienced owner, 64427 can be a a solid fit for hunting ground — but the discount at $293K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Rosendale have seen price recovery that 64427 has not matched. Andrew County data supports the view that the spread is structural rather than temporary.
Resident income in 64427 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 64427 is an operator game, not a passive one. On the rental side, entry prices of $293K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Rosendale:
Market Trends
Home Value History (with trend line)
📊 How Does 64427 Compare?
| Metric | 64427 | Rosendale | St. Joseph, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $292,798 | $276,642 | N/A | $254,657 |
| 5-Year CAGR | 6.7% | 6.1% | N/A | 7.0% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 2.3% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64427 (Rosendale, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $292,798 |
| Monthly Rent | $846 |
| Price-to-Rent | 28.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +1.7% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64427
Population: 621
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Rosendale, MO stack up for property investment?
Rosendale, MO records an investability rating of 3.0/5, with median home values near $293K and average rents around $846/mo. That combination puts it in the substantial tier for investor interest.
Is Rosendale, MO good for landlords?
For rental operators, Rosendale, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the typical rental rate in Rosendale, MO?
Investors in Rosendale, MO typically see rents near $846/mo per month against $293K home values - a solid setup for rental cash flow.
What is the rental occupancy rate in Rosendale, MO?
Occupancy in Rosendale, MO runs predictable with elevated vacancy. Well-priced units at $846/mo lease on reasonable timelines.
How do experienced investors play Rosendale, MO?
The best-fit strategy in Rosendale, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 64427 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 64427 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 64427 ranks in St. Joseph, MO-KS
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