Real Estate Investing in Oconto Falls, Wisconsin (54154)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54154 (Oconto Falls, WI)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oconto Falls, WI (54154)?
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Market Analysis: 54154 Oconto Falls
ZIP 54154 inside Oconto County looks affordable on the surface — median value of $295K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $295K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54154 sits below the stated 0.0% once reality is priced in.
Within WI, ZIP 54154 trails on several market indicators that neighboring Oconto County submarkets outperform. The gap is real and significant enough to shape underwriting.
The 54154 ZIP's population of 5,813 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Experienced landlords with local relationships tend to find 54154 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Oconto Falls:
Market Trends
Home Value History (with trend line)
📊 How Does 54154 Compare?
| Metric | 54154 | Oconto Falls | Green Bay, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $294,911 | $294,911 | N/A | $320,446 |
| 5-Year CAGR | 8.4% | 8.4% | N/A | 7.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 2.3% | 2.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54154 (Oconto Falls, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $294,911 |
| Monthly Rent | $873 |
| Price-to-Rent | 28.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.3% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +8.6% ▲ |
| 5-Year CAGR | +8.4% ▲ |
| 10-Year CAGR | +8.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54154
Population: 5,813
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54154
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How expensive is real estate in Oconto Falls, WI?
Median home price in Oconto Falls, WI is near $295K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
What is the typical renter like in Oconto Falls, WI?
Tenant quality in Oconto Falls, WI ranks as solid. Landlords generally report measured occupancy at market rents of $873/mo.
How does Oconto Falls, WI rate as a rental market?
Oconto Falls, WI rates 3.0/5 for investability. With median values at $295K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.
How strict are landlord regulations in Oconto Falls, WI?
Rental owners in Oconto Falls, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Can I live-in-and-rent in Oconto Falls, WI?
House hacking in Oconto Falls, WI is a challenging. With home values around $295K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.
You know 54154 now. You don’t know where it ranks.
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How 54154 ranks in Green Bay, WI
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