Real Estate Investing in Krakow, Wisconsin (54137)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shawano County • Population: 1,097 • Data updated: September 2026

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Should you buy in 54137 (Krakow, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 33.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Krakow, WI (54137)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $366,211
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $83,333
% Renters 6.7%

Market Analysis: 54137 Krakow

The 54137 ZIP in Krakow, WI is a local-operator market. Outside capital chasing a $366K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 54137 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Krakow have seen price recovery that 54137 has not matched. Shawano County data supports the view that the spread is structural rather than temporary.

The 54137 ZIP's population of 1,097 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategy in 54137 is an operator game, not a passive one. In practical terms, entry prices of $366K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Krakow:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+13.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Shawano, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Shawano, WI metro data

Market Trends

Home Value History (with trend line)

$383K$335K$288K$240K$193K$146KFeb 2017Nov 2021Jul 2026

📊 How Does 54137 Compare?

Metric 54137 Krakow Shawano, WI Wisconsin
Home Value $366,211 $366,211 N/A $320,446
5-Year CAGR 8.4% 8.4% N/A 7.3%
Avg Rent $918 $918 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 54137? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54137 (Krakow, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+8.4%
Strong

📉 Market Crash Risk Index

Based on Shawano, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $366,211
Monthly Rent $918
Price-to-Rent 33.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 2.0%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +13.1% ▲
3-Year CAGR +9.6% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54137

Population: 1,097

💰 Median Household Income
$83,333
This area
$83,333
State
$73,177
USA
$74,580
🏠 Renter Occupied
6.7%
This area
6.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-1.8%
USA
3.7%
🎓 College Educated
9.0%
This area
9.0%
State
17.1%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 3.7%
Hispanic/Latino 1.0%
Asian 0.6%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54137

B+ Avg School Grade
1 Schools
7.9:1 Avg Class Size
$13,975 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Fairview Elementary

📚 Pre-K – 05 Elementary
👥
110 Students
👨‍🏫
7.9:1 Class Size
💰
$13,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strict are landlord regulations in Krakow, WI?

Krakow, WI operates under WI law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

What is the rental occupancy rate in Krakow, WI?

Krakow, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are homes affordable in Krakow, WI?

Krakow, WI home values average about $366K. That price point suits investors targeting rentals with $918/mo in monthly income.

Does house hacking work in Krakow, WI?

House hacking in Krakow, WI is reasonable to execute. Prices around $366K and rents of $918/mo solid owner-occupant economics.

What approach is best for Krakow, WI real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Krakow, WI. The numbers - $366K homes against $918/mo rents - support that play.

You know 54137 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54137 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54137 ranks in Shawano, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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