Real Estate Investing in Stockton, Iowa (52769)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Scott County • Population: 673 • Data updated: September 2026

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Should you buy in 52769 (Stockton, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.5% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockton, IA (52769)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,846
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $92,917
% Renters 19.5%

Market Analysis: 52769 Stockton

Investors eyeing 52769 need to respect the fundamentals at play. Home values of $348K come alongside slower price movement and elevated management overhead.

The 52769 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader IA picture, 52769 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 52769 includes headwinds that any investor should price in. Income distribution skews lower than Stockton averages, and tenant stability requires active management.

New investors are better served looking at Stockton's stable or hybrid ZIPs before stepping into 52769. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockton:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+13.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$362K$321K$279K$238K$196K$155KOct 2014Sep 2020Jul 2026

📊 How Does 52769 Compare?

Metric 52769 Stockton Iowa
Home Value $347,846 $347,846 $227,232
5-Year CAGR 7.0% 7.0% 6.0%
Avg Rent $1,062 $1,062 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 52769? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52769 (Stockton, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $347,846
Monthly Rent $1,062
Price-to-Rent 27.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +13.2% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52769

Population: 673

💰 Median Household Income
$92,917
This area
$92,917
State
$71,886
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
19.7%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
0.0%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
18.8%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
11.5%
This area
11.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.7%
Other/Mixed 1.2%
Asian 0.2%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
C+
Saint Ambrose University
2,703 students · 14.3 mi
C
La James International College-Davenport
123 students · 14.3 mi
C
Palmer College of Chiropractic
2,219 students · 14.9 mi

Frequently Asked Questions

Which real estate strategy fits Stockton, IA?

The best-fit strategy in Stockton, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the average monthly rent in Stockton, IA?

Rent in Stockton, IA is around $1,062/mo. The resulting rent-to-value relationship with $348K pricing is reasonable for most investor models.

What is the average home sale price in Stockton, IA?

Typical homes in Stockton, IA go for around $348K. The 5-year CAGR of 0.0% reliable price movement.

What kind of vacancy should I budget for in Stockton, IA?

Stockton, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is it easy to find good tenants in Stockton, IA?

Tenant demand in Stockton, IA is solid. The local workforce $1,062/mo rents across most rental classes.

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How 52769 ranks in Davenport-Moline-Rock Island, IA-IL

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Cash Flow → Appreciation → Affordable →
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