Real Estate Investing in Kinsman, Ohio (44428)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trumbull County • Population: 3,196 • Data updated: September 2026

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Should you buy in 44428 (Kinsman, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kinsman, OH (44428)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $215,453
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,409
% Renters 23.8%

Market Analysis: 44428 Kinsman

This part of Trumbull County is not an easy win. The 44428 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $215K asset, 44428 is the wrong submarket. If the plan prices in friction, the yield can still work.

In practical terms, 44428 offers a low basis, the region around Kinsman has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 44428 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Kinsman's stable or hybrid ZIPs before stepping into 44428. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kinsman:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 44428

Which property type performs best in this market?

Best for Cash Flow
2BR
4.7% cap rate
Best for Appreciation
4BR
+8.8% 5yr CAGR
Best Overall Value
4BR
$62,837/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $148,356 $970 4.7% +7.8% $74,178
3BR $210,775 $1,270 4.3% +8.6% $70,258
4BR $251,350 $1,340 3.8% +8.8% $62,837

Market Trends

Home Value History (with trend line)

$227K$195K$163K$131K$99K$67KJul 2006Jul 2016Jul 2026

📊 How Does 44428 Compare?

Metric 44428 Kinsman Ohio
Home Value $215,453 $215,453 $237,530
5-Year CAGR 7.1% 7.1% 7.4%
Avg Rent $873 $873 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 44428? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44428 (Kinsman, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $215,453
Monthly Rent $873
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 44428

Population: 3,196

💰 Median Household Income
$56,409
This area
$56,409
State
$68,496
USA
$74,580
🏠 Renter Occupied
23.8%
This area
23.8%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-9.1%
USA
3.7%
🎓 College Educated
12.1%
This area
12.1%
State
8.4%
USA
33.7%
👤 Median Age
50.3 years
This area
50.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 94.3%
Other/Mixed 3.9%
Black/African American 1.3%
Asian 0.5%
Hispanic/Latino 0.3%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
27.0%
This area
27.0%
USA
17.3%
📊 Poverty Rate
11.7%
This area
11.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44428

B Avg School Grade
3 Schools
19.1:1 Avg Class Size
$15,154 Avg Per Pupil

Schools in This ZIP Code

B Good

Badger High School

📚 09 – 12 High School
👥
189 Students
👨‍🏫
16.0:1 Class Size
💰
$15,154 Per Student
B Good

Badger Elementary School

📚 Pre-K – 04 Elementary
👥
237 Students
👨‍🏫
18.2:1 Class Size
💰
$15,154 Per Student
C+ Average

Badger Middle School

📚 05 – 08 School
👥
178 Students
👨‍🏫
23.1:1 Class Size
💰
$15,154 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 145 Off-Campus Students
C
Thiel College
920 students · 10.1 mi
C
Pennsylvania State University-Penn State Shenango
332 students · 14.2 mi
C
Sharon Regional School of Nursing
37 students · 14.6 mi

Frequently Asked Questions

What kind of market is Kinsman, OH for investors?

Our data puts Kinsman, OH at 3.0/5 for investability. Home prices of $215K and rents around $873/mo create a solid backdrop for investor activity.

What is the rental occupancy rate in Kinsman, OH?

Occupancy in Kinsman, OH runs consistent with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.

Are renters plentiful in Kinsman, OH?

Working renters make up the core of the Kinsman, OH tenant base. The pool is reasonable for investors targeting long-term holds.

How much should I expect to pay for a home in Kinsman, OH?

Typical homes in Kinsman, OH go for around $215K. The 5-year CAGR of 0.0% even-keeled price movement.

What is the average monthly rent in Kinsman, OH?

Rent in Kinsman, OH is around $873/mo. The resulting rent-to-value relationship with $215K pricing is reasonable for most investor models.

You know 44428 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44428 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 44428 ranks in Youngstown-Warren-Boardman, OH-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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