Real Estate Investing in Transfer, Pennsylvania (16154)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16154 (Transfer, PA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -1.0% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 3.4% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Transfer, PA (16154)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 16154 Transfer
Not every below-median market is a bargain. Transfer's 16154 ZIP records signals that favor experienced operators who can absorb the risk $218K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 16154 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 16154's metrics run below Mercer County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 16154 includes headwinds that any investor should price in. Income distribution skews lower than Transfer averages, and tenant stability requires active management.
The 16154 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Transfer:
Market Trends
Home Value History (with trend line)
📊 How Does 16154 Compare?
| Metric | 16154 | Transfer | Pennsylvania |
|---|---|---|---|
| Home Value | $217,556 | $217,556 | $278,018 |
| 5-Year CAGR | N/A | N/A | 6.3% |
| Avg Rent | $882 | $882 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16154 (Transfer, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 16154 (Transfer, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $217,556 |
| Monthly Rent | $882 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 2.2% |
📈 Home Appreciation
| 1-Year | -3.4% ▼ |
| 3-Year CAGR | -4.0% ▼ |
| 5-Year CAGR | -1.0% ▼ |
| 10-Year CAGR | +2.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16154
Population: 2,351
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16154
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
Sharpsville Area SHS
Sharpsville Area MS
Sharpsville Area El Sch
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do rents currently stand in Transfer, PA?
Investors in Transfer, PA typically see rents near $882/mo per month against $218K home values - a solid setup for rental cash flow.
Are renters plentiful in Transfer, PA?
Working renters make up the core of the Transfer, PA tenant base. The pool is reasonable for investors targeting long-term holds.
Is Transfer, PA better for rentals, flips, or BRRRR?
Transfer, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($218K prices, $882/mo rents) make it a reasonable choice.
Does Transfer, PA favor landlords or tenants?
Transfer, PA operates under PA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
How tight is the rental market in Transfer, PA?
Vacancy risk in Transfer, PA is elevated. That supports even-keeled cash flow for typical rental holds.
You know 16154 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 16154 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 16154 ranks in Youngstown-Warren-Boardman, OH-PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 16154 (Transfer)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 16154 (Transfer, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.