Real Estate Investing in Jamestown, Pennsylvania (16134)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crawford County • Population: 4,080 • Data updated: September 2026

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Should you buy in 16134 (Jamestown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 35.7% of homes vacant — above national norms.
  • Declining values: -0.6% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jamestown, PA (16134)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $144,228
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $55,964
% Renters 14.8%

Market Analysis: 16134 Jamestown

The 16134 ZIP covers a section of Jamestown that demands careful diligence. Prices near $144K look accessible, but the work to make a deal cash flow is real.

The investment case in 16134 is substantial only for operators who understand what they are buying. A $144K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within PA, ZIP 16134 trails on several market indicators that neighboring Crawford County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

A significant renter share of 15% in 16134 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 16134 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jamestown:

C Below Average
Buy Confidence Score: 53/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Meadville, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meadville, PA metro data

Market Trends

Home Value History (with trend line)

$170K$152K$135K$118K$101K$84KJul 2006Jul 2016Jul 2026

📊 How Does 16134 Compare?

Metric 16134 Jamestown Meadville, PA Pennsylvania
Home Value $144,228 $171,113 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $936 $918 N/A -
Cap Rate 5.1% 4.3% - -
💡 Why Invest in 16134? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16134 (Jamestown, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
-0.6%
Declining

📉 Market Crash Risk Index

Based on Meadville, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $144,228
Monthly Rent $936
Price-to-Rent 12.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR -3.9% ▼
5-Year CAGR -0.6% ▼
10-Year CAGR +3.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-0.6%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16134

Population: 4,080

💰 Median Household Income
$55,964
This area
$55,964
State
$73,647
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-7.4%
USA
3.7%
🎓 College Educated
18.1%
This area
18.1%
State
12.3%
USA
33.7%
👤 Median Age
51.6 years
This area
51.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
35.7%
This area
35.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 2.0%
Hispanic/Latino 0.8%
Asian 0.2%
Black/African American 0.1%
👶 Under 18
18.0%
This area
18.0%
USA
22.0%
👴 65 and Over
28.5%
This area
28.5%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16134

A+ Avg School Grade
2 Schools
9.7:1 Avg Class Size
$29,082 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Jamestown Area JSHS

📚 07 – 12 High School
👥
186 Students
👨‍🏫
9.8:1 Class Size
💰
$29,082 Per Student
A+ Excellent

Jamestown El Sch

📚 K – 06 School
👥
183 Students
👨‍🏫
9.6:1 Class Size
💰
$29,082 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Thiel College
920 students · 7.5 mi

Frequently Asked Questions

How strong is Jamestown, PA for real estate investors?

Jamestown, PA rates 3.0/5 for investability. With median values at $144K and rents near $936/mo, the market offers reasonable fundamentals for rental investors.

How much is rent in Jamestown, PA?

Rents in Jamestown, PA run near $936/mo. Compared with median home prices of $144K that produces solid gross yields for typical rentals.

Should investors worry about vacancy in Jamestown, PA?

Jamestown, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

How deep is the rental pool in Jamestown, PA?

The tenant pool in Jamestown, PA is solid, supported by local employment and population fundamentals. Rents of $936/mo are well-absorbed by the market.

Which investment style suits Jamestown, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Jamestown, PA. With home values at $144K and rents near $936/mo, other strategies can work but produce predictable rather than outsized returns.

You know 16134 now. You don’t know where it ranks.

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How 16134 ranks in Meadville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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