Real Estate Investing in Hartstown, Pennsylvania (16131)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crawford County • Population: 784 • Data updated: September 2026

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Should you buy in 16131 (Hartstown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.2% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hartstown, PA (16131)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $194,724
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $55,536
% Renters 20.5%

Market Analysis: 16131 Hartstown

Not every below-median market is a bargain. Hartstown's 16131 ZIP reflects signals that favor experienced operators who can absorb the risk $195K pricing implies.

The 16131 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader PA picture, 16131 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 16131 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 16131 is an operator game, not a passive one. On the rental side, entry prices of $195K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hartstown:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+21.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Meadville, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meadville, PA metro data

Market Trends

Home Value History (with trend line)

$200K$189K$178K$167K$156K$146KOct 2023Mar 2025Jul 2026

📊 How Does 16131 Compare?

Metric 16131 Hartstown Meadville, PA Pennsylvania
Home Value $194,724 $194,724 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 3.5% 3.5% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16131 (Hartstown, PA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low

📉 Market Crash Risk Index

Based on Meadville, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $194,724
Monthly Rent $873
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 25.4%

📈 Home Appreciation

1-Year +21.9% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.2%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16131

Population: 784

💰 Median Household Income
$55,536
This area
$55,536
State
$73,647
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-7.4%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
12.3%
USA
33.7%
👤 Median Age
47.4 years
This area
47.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.2%
This area
8.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 1.0%
Hispanic/Latino 0.3%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 8 Off-Campus Students
C
Thiel College
920 students · 9.4 mi
C+
Allegheny College
1,231 students · 13.7 mi
C+
Crawford County Career and Technical Center Practical Nursing Program
25 students · 14.2 mi

Frequently Asked Questions

Are rents high in Hartstown, PA?

Rents in Hartstown, PA run near $873/mo. Compared with median home prices of $195K that produces solid gross yields for typical rentals.

How tight is the rental market in Hartstown, PA?

Vacancy risk in Hartstown, PA is elevated. That supports reliable cash flow for typical rental holds.

Is Hartstown, PA a smart market for rental property?

The 2.0/5 investability rating in Hartstown, PA reflects its $195K prices and $873/mo rents. Investors generally consider it a solid option within PA.

Are renters plentiful in Hartstown, PA?

Hartstown, PA draws a reliable base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

How strict are landlord regulations in Hartstown, PA?

Hartstown, PA operates under PA law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

You know 16131 now. You don’t know where it ranks.

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How 16131 ranks in Meadville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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