Real Estate Investing in Girard, Ohio (44420)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 44420 (Girard, OH)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
What’s happening in Girard, OH (44420)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 44420 Girard
ZIP 44420 inside Trumbull County looks affordable on the surface — median value of $154K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 44420 can be a a viable market for hunting ground — but the discount at $154K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Girard have seen price recovery that 44420 has not matched. Trumbull County data supports the view that the spread is structural rather than temporary.
Resident income in 44420 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 44420 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Girard:
Property Strategy for 44420
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $101,852 | $970 | 6.9% | +11.4% | $50,926 |
| 3BR | $147,531 | $1,270 | 6.2% | +10.4% | $49,177 |
| 4BR | $223,750 | $1,340 | 4.3% | +9.4% | $55,938 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 44420 Compare?
| Metric | 44420 | Girard | Ohio |
|---|---|---|---|
| Home Value | $153,630 | $153,630 | $237,530 |
| 5-Year CAGR | 8.4% | 8.4% | 7.4% |
| Avg Rent | $1,183 | $1,183 | - |
| Cap Rate | 6.0% | 6.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 44420 (Girard, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $153,630 |
| Monthly Rent | $1,183 |
| Price-to-Rent | 10.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.2% |
| Cap Rate | 6.0% |
| 5-Year IRR | 14.4% |
📈 Home Appreciation
| 1-Year | +11.6% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +8.4% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 44420
Population: 15,066
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 44420
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,909 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Girard, OH?
Yes - Girard, OH a 4.0/5 investability score. With $154K home prices against $1,183/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are rents high in Girard, OH?
Rents in Girard, OH run near $1,183/mo. Compared with median home prices of $154K that produces solid gross yields for typical rentals.
Does Girard, OH favor landlords or tenants?
Rental owners in Girard, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Which investment style suits Girard, OH?
Investors usually favor careful cash-flow rentals with hands-on management in Girard, OH. With home values at $154K and rents near $1,183/mo, other strategies can work but produce reliable rather than outsized returns.
Does house hacking work in Girard, OH?
House hacking in Girard, OH is reasonable to execute. Prices around $154K and rents of $1,183/mo solid owner-occupant economics.
You know 44420 now. You don’t know where it ranks.
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How 44420 ranks in Youngstown-Warren-Boardman, OH-PA
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