Real Estate Investing in Youngstown, Ohio (44509)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mahoning County • Population: 10,775 • Data updated: September 2026

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Should you buy in 44509 (Youngstown, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (90/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.
  • Elevated poverty: 30.2% poverty rate — can affect rent collection.
  • Lower household income: $34,110 median — tenant affordability is tighter.

What’s happening in Youngstown, OH (44509)?

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5.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $86,136
Avg Monthly Rent $1,091
1% Rule ✓ Meets
Median Income $34,110
% Renters 38.6%

Market Analysis: 44509 Youngstown

Investors scanning Youngstown, OH for forced-equity plays often land on the 44509 ZIP. A worth a close look for entry near $86K pairs with rents of $1,091/mo to widen the renovation window.

BRRRR works in 44509 because the math supports it. Buy at $86K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Relative to OH, 44509 reads as a working-capital ZIP — prices below average, renter share elevated at 39%, and room for operator-led upside.

Demographically, 44509 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Youngstown:

B+ Great
Buy Confidence Score: 84/100
Affordability
25/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+11.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,091/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
🏠

Property Strategy for 44509

Which property type performs best in this market?

Best for Cash Flow
2BR
11.3% cap rate
Best for Appreciation
2BR
+13.1% 5yr CAGR
Best Overall Value
4BR
$24,595/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $63,220 $990 11.3% +13.1% $31,610
3BR $89,814 $1,290 10.3% +13.1% $29,938
4BR $98,380 $1,370 10.0% +11.7% $24,595

Market Trends

Home Value History (with trend line)

$93K$78K$64K$50K$36K$22KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,103$1,068$1,033$998$963$928Sep 2025Mar 2026Jul 2026

📊 How Does 44509 Compare?

Metric 44509 Youngstown Ohio
Home Value $86,136 $63,113 $237,530
5-Year CAGR 8.8% 6.9% 7.4%
Avg Rent $1,091 $961 -
Cap Rate 9.9% 11.7% -
💡 Why Invest in 44509? Click to expand

This ZIP code meets the 1% rule with rent at $1,091/mo on homes averaging $86,136 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44509 (Youngstown, OH). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.9%
Excellent
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $86,136
Monthly Rent $1,091
Price-to-Rent 6.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.2%
Cap Rate 9.9%
5-Year IRR 18.6%

📈 Home Appreciation

1-Year +11.2% ▲
3-Year CAGR +9.5% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +11.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 44509

Population: 10,775

💰 Median Household Income
$34,110
This area
$34,110
State
$68,496
USA
$74,580
🏠 Renter Occupied
38.6%
This area
38.6%
State
25.8%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-9.1%
USA
3.7%
🎓 College Educated
15.1%
This area
15.1%
State
8.4%
USA
33.7%
👤 Median Age
38.9 years
This area
38.9 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 62.3%
Black/African American 26.7%
Other/Mixed 10.8%
Hispanic/Latino 6.5%
Asian 0.2%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
30.2%
This area
30.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44509

A Avg School Grade
4 Schools
12.3:1 Avg Class Size
$25,732 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chaney Middle at McGuffey

📚 06 – 08 Middle
👥
252 Students
👨‍🏫
9.7:1 Class Size
💰
$34,449 Per Student
A+ Excellent

Chaney High

📚 09 – 12 High School
👥
576 Students
👨‍🏫
14.4:1 Class Size
💰
$34,449 Per Student
A Very Good

Summit Academy-Youngstown

📚 K – 07 School Charter
👥
118 Students
👨‍🏫
8.4:1 Class Size
💰
$19,809 Per Student
B+ Above Average

Stambaugh Charter Academy

📚 K – 08 School Charter
👥
497 Students
👨‍🏫
16.6:1 Class Size
💰
$14,221 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Harding Elementary School

📚 Pre-K – 05 Elementary
📍 1903 Cordova Ave, Youngstown
👥
338 Students
👨‍🏫
13.0:1 Class Size
💰
$34,449 Per Student
A+ Excellent

Kirkmere School

📚 Pre-K – 05 Elementary
📍 2851 Kirk Rd, Youngstown
👥
344 Students
👨‍🏫
15.0:1 Class Size
💰
$34,449 Per Student
A+ Excellent

Volney Rogers School

📚 Pre-K – 05 Elementary
📍 2400 S Schenley Ave, Youngstown
👥
332 Students
👨‍🏫
12.8:1 Class Size
💰
$34,449 Per Student
A Very Good

Choffin Career Cntr

📚 11 – 12 High School
📍 200 E Wood St, Youngstown
👥
51 Students
👨‍🏫
3.2:1 Class Size
💰
$34,449 Per Student
B+ Above Average

Youngstown Rayen Early College High School

📚 09 – 12 High School
📍 20 W Wood St, Youngstown
👥
281 Students
👨‍🏫
20.1:1 Class Size
💰
$34,449 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,801 Off-Campus Students
C+
Youngstown State University
11,040 students · 2.6 mi
C+
Choffin Career and Technical Center
73 students · 2.8 mi
C
ETI Technical College
182 students · 5.5 mi
C
Raphael's School of Beauty Culture Inc-Boardman
131 students · 6.0 mi
C
Raphael's School of Beauty Culture Inc-Niles
145 students · 6.3 mi
C+
Mahoning County Career and Technical Center
74 students · 7.1 mi
D
Ross Medical Education Center-Niles
69 students · 7.5 mi
C
Casal Aveda Institute
93 students · 7.7 mi

Investor Insight: With 1,801 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Youngstown, OH?

Average rent in Youngstown, OH is approximately $1,091/mo per month. Against $86K home values that yields a reasonable rent-to-price ratio.

Can investors hit the 1% rule in Youngstown, OH?

Hitting the 1% rule in Youngstown, OH is realistic given the 1.27% average rent-to-price. Most value-add properties push well above that line.

What is the smart move for investors in Youngstown, OH?

In Youngstown, OH the impressive play is typically value-add and BRRRR deals. The combination of $86K prices and $1,091/mo rents suits that approach.

Does buy-rehab-rent-refinance work in Youngstown, OH?

BRRRR works a strong in Youngstown, OH. With $86K ARVs and $1,091/mo rents, investors who buy right can refinance out most of their capital.

Is Youngstown in OH worth investing in?

Investors tracking Youngstown, OH will find a 5.0/5 rating supported by $86K median home values and $1,091/mo rents. That profile suits long-term holders targeting steady returns.

You know 44509 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44509 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 44509 ranks in Youngstown-Warren-Boardman, OH-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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