Real Estate Investing in Dumfries, Virginia (22026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince William County • Population: 21,025 • Data updated: September 2026

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Should you buy in 22026 (Dumfries, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Dumfries, VA (22026)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $580,380
Avg Monthly Rent $3,296
1% Rule ✗ Does Not Meet
Median Income $112,077
% Renters 31.5%

Market Analysis: 22026 Dumfries

Looking more closely, ZIP 22026 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $580K median. It rewards specialists, not generalists.

The investment case in 22026 is durable only for operators who understand what they are buying. A $580K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 22026's metrics run below Prince William County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A substantial renter share of 32% in 22026 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dumfries:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,296/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 22026

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
4BR
+6.3% 5yr CAGR
Best Overall Value
3BR
$156,422/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $346,498 $2,000 4.2% +6.1% $173,249
3BR $469,266 $2,520 3.9% +6.3% $156,422
4BR $655,654 $2,970 3.3% +6.3% $163,914
5BR $794,879 +6.3% $158,976

Market Trends

Home Value History (with trend line)

$614K$538K$462K$386K$310K$234KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,360$3,173$2,985$2,798$2,610$2,423Jan 2024May 2025Jul 2026

📊 How Does 22026 Compare?

Metric 22026 Dumfries Virginia
Home Value $580,380 $582,302 $403,170
5-Year CAGR 3.4% 3.8% 6.4%
Avg Rent $3,296 $3,019 -
Cap Rate 4.4% 4.0% -
💡 Why Invest in 22026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22026 (Dumfries, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $580,380
Monthly Rent $3,296
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year +12.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 22026

Population: 21,025

💰 Median Household Income
$112,077
This area
$112,077
State
$80,295
USA
$74,580
🏠 Renter Occupied
31.5%
This area
31.5%
State
25.7%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-18.5%
USA
3.7%
🎓 College Educated
37.7%
This area
37.7%
State
4.0%
USA
33.7%
👤 Median Age
32.2 years
This area
32.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 44.1%
White 32.3%
Other/Mixed 13.3%
Asian 10.2%
Hispanic/Latino 8.8%
👶 Under 18
31.7%
This area
31.7%
USA
22.0%
👴 65 and Over
5.6%
This area
5.6%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 22026

B+ Avg School Grade
7 Schools
15.8:1 Avg Class Size
$15,984 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Potomac Middle

📚 06 – 08 Middle
👥
984 Students
👨‍🏫
13.6:1 Class Size
💰
$15,984 Per Student
B+ Above Average

Dumfries Elementary

📚 Pre-K – 05 Elementary
👥
467 Students
👨‍🏫
17.1:1 Class Size
💰
$15,984 Per Student
B+ Above Average

Mary Williams Elementary

📚 Pre-K – 05 Elementary
👥
697 Students
👨‍🏫
15.7:1 Class Size
💰
$15,984 Per Student
B+ Above Average

Swans Creek Elementary

📚 Pre-K – 05 Elementary
👥
629 Students
👨‍🏫
15.2:1 Class Size
💰
$15,984 Per Student
B+ Above Average

Covington-Harper Elementary

📚 Pre-K – 05 Elementary
👥
948 Students
👨‍🏫
18.0:1 Class Size
💰
$15,984 Per Student
B Good

Potomac Shores Middle

📚 06 – 08 Middle
👥
1,226 Students
👨‍🏫
15.4:1 Class Size
💰
$15,984 Per Student
B Good

Potomac High

📚 09 – 12 High School
👥
2,173 Students
👨‍🏫
15.9:1 Class Size
💰
$15,984 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
D
Paul Mitchell the School-Woodbridge
44 students · 4.7 mi
D
Agora University
0 students · 14.5 mi

Frequently Asked Questions

What is the median home value in Dumfries, VA?

Expect median prices around $580K in Dumfries, VA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

What is it like being a landlord in Dumfries, VA?

VA ranks as a landlord-friendly state for landlord-tenant law. Dumfries generally follows the statewide framework, so landlords face reasonable operating rules.

Can I house hack in Dumfries, VA?

Dumfries, VA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $580K price point reasonable to enter.

Does Dumfries, VA make sense for an investment property?

The 3.0/5 investability rating in Dumfries, VA reflects its $580K prices and $3,296/mo rents. Investors generally consider it a solid option within VA.

How strong is the working-renter base in Dumfries, VA?

Tenant demand in Dumfries, VA is solid. The local workforce $3,296/mo rents across most rental classes.

You know 22026 now. You don’t know where it ranks.

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How 22026 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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