Real Estate Investing in Marbury, Maryland (20658)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Charles County • Population: 862 • Data updated: September 2026

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Should you buy in 20658 (Marbury, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.8% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marbury, MD (20658)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $367,449
Avg Monthly Rent $1,863
1% Rule ✗ Does Not Meet
Median Income $93,864
% Renters 18.2%

Market Analysis: 20658 Marbury

ZIP 20658 in Marbury, MD carries a healthy set of headwinds. Home values near $367K and rents of $1,863/mo sit inside a market where underwriting has to be tight.

From a cash-flow lens, the numbers look inviting — $367K purchase price, 0.0% nominal cap — the work to hit that pro forma in 20658 is substantial and deserves full respect.

In practical terms, 20658 offers a low basis, the region around Marbury has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 20658 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. notable returns are possible in 20658, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marbury:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,863/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$389K$347K$304K$261K$219K$176KJul 2006Jul 2016Jul 2026

📊 How Does 20658 Compare?

Metric 20658 Marbury Maryland
Home Value $367,449 $367,449 $424,997
5-Year CAGR 2.4% 2.4% 4.9%
Avg Rent $1,863 $1,863 -
Cap Rate 4.0% 4.0% -
💡 Why Invest in 20658? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20658 (Marbury, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $367,449
Monthly Rent $1,863
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR +2.8% ▲
5-Year CAGR +2.4% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.4%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20658

Population: 862

💰 Median Household Income
$93,864
This area
$93,864
State
$107,932
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-20.0%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
10.6%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.8%
This area
13.8%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 71.0%
Black/African American 23.5%
Other/Mixed 3.7%
Asian 1.8%
Hispanic/Latino 0.7%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
25.7%
This area
25.7%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20658

A+ Avg School Grade
1 Schools
13.1:1 Avg Class Size
$19,839 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Gale-Bailey Elementary School

📚 Pre-K – 05 Elementary
👥
336 Students
👨‍🏫
13.1:1 Class Size
💰
$19,839 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Indian Head Elementary School

📚 Pre-K – 05 Elementary
📍 4200 Indian Head Hwy, Indian Head
👥
454 Students
👨‍🏫
14.1:1 Class Size
💰
$19,839 Per Student
A Very Good

General Smallwood Middle School

📚 06 – 08 Middle
📍 4990 Indian Head Hwy, Indian Head
👥
501 Students
👨‍🏫
16.4:1 Class Size
💰
$19,839 Per Student
A Very Good

Matthew Henson Middle School

📚 06 – 08 Middle
📍 3535 Livingston Rd, Indian Head
👥
675 Students
👨‍🏫
18.0:1 Class Size
💰
$19,839 Per Student
B+ Above Average

Henry E. Lackey High School

📚 09 – 12 High School
📍 3000 Chicamuxen Rd, Indian Head
👥
1,058 Students
👨‍🏫
16.2:1 Class Size
💰
$19,839 Per Student
B+ Above Average

J. C. Parks Elementary School

📚 Pre-K – 05 Elementary
📍 3505 Livingston Rd, Indian Head
👥
651 Students
👨‍🏫
21.9:1 Class Size
💰
$19,839 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,330 Off-Campus Students
C
College of Southern Maryland
4,984 students · 8.2 mi
D
Paul Mitchell the School-Woodbridge
44 students · 8.5 mi

Investor Insight: With 1,330 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Marbury, MD a good investment right now?

Marbury, MD scores 3.0/5 for investability. Home values sit at $367K and rents near $1,863/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How much do tenants pay in Marbury, MD?

Expect rents around $1,863/mo per month in Marbury, MD. With home values at $367K, the yield math works out to reasonable levels for rental investors.

What are vacancy rates like in Marbury, MD?

Marbury, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

Can I live-in-and-rent in Marbury, MD?

The house hack math a challenging in Marbury, MD. Owner-occupant buyers benefit from the $1,863/mo rents and $367K home values.

How much does a house cost in Marbury, MD?

Homes in Marbury, MD typically sell near $367K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

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