Real Estate Investing in Pomfret, Maryland (20675)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Charles County • Population: 1,836 • Data updated: September 2026

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Should you buy in 20675 (Pomfret, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pomfret, MD (20675)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $477,583
Avg Monthly Rent $1,899
1% Rule ✗ Does Not Meet
Median Income $128,325
% Renters 7.7%

Market Analysis: 20675 Pomfret

ZIP 20675 in Pomfret, MD carries a substantial set of headwinds. Home values near $478K and rents of $1,899/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 20675 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within MD, ZIP 20675 trails on several market indicators that neighboring Charles County submarkets outperform. The gap is real and significant enough to shape underwriting.

Who lives in 20675 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 20675 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pomfret:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,899/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$496K$445K$394K$342K$291K$240KJul 2006Jul 2016Jul 2026

📊 How Does 20675 Compare?

Metric 20675 Pomfret Maryland
Home Value $477,583 $477,583 $424,997
5-Year CAGR 3.0% 3.0% 4.9%
Avg Rent $1,899 $1,899 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 20675? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20675 (Pomfret, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.0%
Moderate

📊 Market Snapshot

Home Value $477,583
Monthly Rent $1,899
Price-to-Rent 21.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20675

Population: 1,836

💰 Median Household Income
$128,325
This area
$128,325
State
$107,932
USA
$74,580
🏠 Renter Occupied
7.7%
This area
7.7%
State
23.8%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-20.0%
USA
3.7%
🎓 College Educated
37.8%
This area
37.8%
State
10.6%
USA
33.7%
👤 Median Age
51.5 years
This area
51.5 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 45.3%
Black/African American 34.7%
Other/Mixed 18.7%
Hispanic/Latino 6.1%
Asian 1.3%
👶 Under 18
12.2%
This area
12.2%
USA
22.0%
👴 65 and Over
27.4%
This area
27.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20675

B+ Avg School Grade
3 Schools
15.2:1 Avg Class Size
$19,839 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Dr. James Craik Elementary School

📚 Pre-K – 05 Elementary
👥
488 Students
👨‍🏫
14.1:1 Class Size
💰
$19,839 Per Student
B+ Above Average

Maurice J. McDonough High School

📚 09 – 12 High School
👥
1,130 Students
👨‍🏫
16.3:1 Class Size
💰
$19,839 Per Student
C+ Average

Robert D. Stethem Educational Center

📚 05 – 12 High School Limited Data
💰
$19,839 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Billingsley Elementary School

📚 Pre-K – 05 Elementary
📍 10069 Billingsley Road, White Plains
👥
698 Students
👨‍🏫
16.7:1 Class Size
💰
$19,839 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,330 Off-Campus Students
C
College of Southern Maryland
4,984 students · 1.7 mi

Investor Insight: With 1,330 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Pomfret, MD?

Homes in Pomfret, MD typically sell near $478K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Is the tenant base reliable in Pomfret, MD?

The renter base in Pomfret, MD is reasonable for the $1,899/mo price point. Screening well and pricing to market typically yields measured tenants.

What monthly rent should investors expect in Pomfret, MD?

Rental rates in Pomfret, MD average $1,899/mo. Tenant demand and $478K home values make the yield look reasonable by investor standards.

What type of investing works in Pomfret, MD?

A careful cash-flow rentals with hands-on management strategy Pomfret, MD best. The market produces consistent results for that approach at the $478K price point.

Is Pomfret, MD landlord-friendly?

MD ranks as a landlord-friendly state for landlord-tenant law. Pomfret generally follows the statewide framework, so landlords face reasonable operating rules.

You know 20675 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20675 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 20675 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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