Real Estate Investing in Port Tobacco, Maryland (20677)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20677 (Port Tobacco, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Port Tobacco, MD (20677)?
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Market Analysis: 20677 Port Tobacco
On balance, ZIP 20677 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $583K median. It rewards specialists, not generalists.
For an experienced owner, 20677 can be a a credible choice for hunting ground — but the discount at $583K reflects genuine risk that outside investors often underestimate.
ZIP 20677's metrics run below Charles County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 20677 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Port Tobacco:
Market Trends
Home Value History (with trend line)
📊 How Does 20677 Compare?
| Metric | 20677 | Port Tobacco | Maryland |
|---|---|---|---|
| Home Value | $583,404 | $583,404 | $424,997 |
| 5-Year CAGR | 2.7% | 2.7% | 4.9% |
| Avg Rent | $1,971 | $1,971 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20677 (Port Tobacco, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $583,404 |
| Monthly Rent | $1,971 |
| Price-to-Rent | 24.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 5.4% |
📈 Home Appreciation
| 1-Year | +1.7% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +3.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20677
Population: 2,113
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20677
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Mary H. Matula Elementary School
Milton M. Somers Middle School
Walter J. Mitchell Elementary School
La Plata High School
Phoenix International School of the Arts
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,330 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Port Tobacco, MD stack up for property investment?
Port Tobacco, MD records an investability rating of 3.0/5, with median home values near $583K and average rents around $1,971/mo. That combination puts it in the durable tier for investor interest.
What is the typical vacancy rate in Port Tobacco, MD?
Port Tobacco, MD vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the best play in Port Tobacco, MD?
For Port Tobacco, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much should I expect to pay for a home in Port Tobacco, MD?
Expect median prices around $583K in Port Tobacco, MD. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
What do rentals go for in Port Tobacco, MD?
Rental rates in Port Tobacco, MD average $1,971/mo. Tenant demand and $583K home values make the yield look reasonable by investor standards.
You know 20677 now. You don’t know where it ranks.
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How 20677 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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