Real Estate Investing in Occoquan, Virginia (22125)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince William County • Population: 839 • Data updated: September 2026

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Should you buy in 22125 (Occoquan, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely.

What’s happening in Occoquan, VA (22125)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $557,652
Avg Monthly Rent $3,600
1% Rule ✗ Does Not Meet
Median Income $147,188
% Renters 34.3%

Market Analysis: 22125 Occoquan

ZIP 22125 in Occoquan, VA carries a substantial set of headwinds. Home values near $558K and rents of $3,600/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 22125 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within VA, ZIP 22125 trails on several market indicators that neighboring Prince William County submarkets outperform. The gap is real and durable enough to shape underwriting.

Demographically, 22125 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 22125 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Occoquan:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,600/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 22125

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
3BR
+5.6% 5yr CAGR
Best Overall Value
3BR
$189,620/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $474,869 $2,220 3.4% +5.0% $237,435
3BR $568,861 $2,800 3.5% +5.6% $189,620

Market Trends

Home Value History (with trend line)

$585K$521K$457K$393K$329K$266KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,640$3,524$3,408$3,292$3,176$3,060Apr 2026Jun 2026Jul 2026

📊 How Does 22125 Compare?

Metric 22125 Occoquan Virginia
Home Value $557,652 $557,652 $403,170
5-Year CAGR 3.8% 3.8% 6.4%
Avg Rent $3,600 $3,600 -
Cap Rate 5.0% 5.0% -
💡 Why Invest in 22125? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22125 (Occoquan, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $557,652
Monthly Rent $3,600
Price-to-Rent 12.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.0%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 22125

Population: 839

💰 Median Household Income
$147,188
This area
$147,188
State
$80,295
USA
$74,580
🏠 Renter Occupied
34.3%
This area
34.3%
State
25.7%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-18.5%
USA
3.7%
🎓 College Educated
57.8%
This area
57.8%
State
4.0%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 77.9%
Other/Mixed 12.6%
Hispanic/Latino 9.0%
Asian 7.0%
Black/African American 2.5%
👶 Under 18
6.8%
This area
6.8%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 22125

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Gunston Elementary

📚 Pre-K – 06 School
📍 10100 Gunston Rd, Lorton
👥
545 Students
👨‍🏫
14.6:1 Class Size
💰
$19,816 Per Student
A Very Good

South County Middle

📚 07 – 08 Middle
📍 8700 Laurel Crest Dr., Lorton
👥
967 Students
👨‍🏫
13.4:1 Class Size
💰
$19,816 Per Student
A Very Good

Laurel Hill Elementary

📚 Pre-K – 06 School
📍 8390 Laurel Crest Dr., Lorton
👥
736 Students
👨‍🏫
17.5:1 Class Size
💰
$19,816 Per Student
A Very Good

Lorton Station Elementary

📚 Pre-K – 06 School
📍 9298 Lewis Chapel Rd., Lorton
👥
748 Students
👨‍🏫
15.3:1 Class Size
💰
$19,816 Per Student
B Good

South County High

📚 09 – 12 High School
📍 8501 Silverbrook Road, Lorton
👥
2,200 Students
👨‍🏫
15.7:1 Class Size
💰
$19,816 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,954 Off-Campus Students
D
Paul Mitchell the School-Woodbridge
44 students · 3.7 mi
D
Agora University
0 students · 6.4 mi
C
CET-Alexandria
23 students · 10.5 mi
C
Northern Virginia Community College
53,810 students · 10.5 mi
B
George Mason University
39,527 students · 10.6 mi
C
Fairfax University of America
25 students · 12.4 mi
F
Arizona College of Nursing-Falls Church
284 students · 12.5 mi
D
Northern Virginia School of Therapeutic Massage
87 students · 14.3 mi

Investor Insight: With 7,954 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are landlord laws favorable in Occoquan, VA?

Rental owners in Occoquan, VA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical vacancy rate in Occoquan, VA?

Occoquan, VA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are home prices like in Occoquan, VA?

Median home price in Occoquan, VA is near $558K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Can I live-in-and-rent in Occoquan, VA?

House hacking in Occoquan, VA is a challenging. With home values around $558K and rents at $3,600/mo, owner-occupants can offset a meaningful share of PITI.

What approach is best for Occoquan, VA real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Occoquan, VA. The numbers - $558K homes against $3,600/mo rents - support that play.

You know 22125 now. You don’t know where it ranks.

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How 22125 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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