Real Estate Investing in Hamlin, New York (14464)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14464 (Hamlin, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hamlin, NY (14464)?
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Market Analysis: 14464 Hamlin
Not every below-median market is a bargain. Hamlin's 14464 ZIP reflects signals that favor experienced operators who can absorb the risk $256K pricing implies.
For an experienced owner, 14464 can be a a credible choice for hunting ground — but the discount at $256K reflects genuine risk that outside investors often underestimate.
In the broader NY picture, 14464 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 14464 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Hamlin:
Property Strategy for 14464
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $231,353 | $1,330 | 4.1% | +8.6% | $115,677 |
| 3BR | $227,871 | $1,600 | 5.1% | +7.8% | $75,957 |
| 4BR | $263,268 | $1,760 | 4.8% | +8.6% | $65,817 |
Market Trends
Home Value History (with trend line)
📊 How Does 14464 Compare?
| Metric | 14464 | Hamlin | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $256,059 | $256,059 | N/A | $505,608 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 6.6% |
| Avg Rent | $1,197 | $1,197 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14464 (Hamlin, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $256,059 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +8.9% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14464
Population: 6,725
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,088 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Hamlin, NY stack up for property investment?
With a 3.0/5 investability score, Hamlin, NY ranks as a solid market for rental property investors. Median prices of $256K and rents of $1,197/mo drive the underlying numbers.
What is the typical rental rate in Hamlin, NY?
Expect rents around $1,197/mo per month in Hamlin, NY. With home values at $256K, the yield math works out to reasonable levels for rental investors.
What is the typical vacancy rate in Hamlin, NY?
Expect elevated vacancy in Hamlin, NY. Rents at $1,197/mo are absorbed by the tenant base without meaningful lag.
Can I house hack in Hamlin, NY?
House hacking in Hamlin, NY is a challenging. With home values around $256K and rents at $1,197/mo, owner-occupants can offset a meaningful share of PITI.
Is it easy to find good tenants in Hamlin, NY?
Tenant quality in Hamlin, NY ranks as solid. Landlords generally report predictable occupancy at market rents of $1,197/mo.
You know 14464 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14464 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14464 ranks in Rochester, NY
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