Real Estate Investing in Lyndonville, New York (14098)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14098 (Lyndonville, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lyndonville, NY (14098)?
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Market Analysis: 14098 Lyndonville
On the rental side, ZIP 14098 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $218K median. It rewards specialists, not generalists.
Looking more closely, the numbers look inviting — $218K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14098 is substantial and deserves full respect.
ZIP 14098's metrics run below Orleans County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 14098 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 14098 is an operator game, not a passive one. Turning to rents, entry prices of $218K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Lyndonville:
Property Strategy for 14098
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $199,316 | $1,400 | 5.1% | +10.5% | $99,658 |
| 3BR | $204,321 | $1,690 | 6.0% | +7.5% | $68,107 |
| 4BR | $213,728 | $1,850 | 6.2% | +8.4% | $53,432 |
Market Trends
Home Value History (with trend line)
📊 How Does 14098 Compare?
| Metric | 14098 | Lyndonville | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $218,397 | $218,397 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $1,260 | $1,260 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14098 (Lyndonville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $218,397 |
| Monthly Rent | $1,260 |
| Price-to-Rent | 14.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.4% |
📈 Home Appreciation
| 1-Year | +10.4% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14098
Population: 2,968
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14098
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Lyndonville, NY a good market for buy-and-hold investors?
Lyndonville, NY rates 3.0/5 for investability. With median values at $218K and rents near $1,260/mo, the market offers reasonable fundamentals for rental investors.
Is vacancy a concern in Lyndonville, NY?
Occupancy in Lyndonville, NY runs consistent with elevated vacancy. Well-priced units at $1,260/mo lease on reasonable timelines.
What price range are homes in Lyndonville, NY?
Homes in Lyndonville, NY typically sell near $218K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
Does house hacking make sense in Lyndonville, NY?
For house hackers, Lyndonville, NY is a challenging. The $1,260/mo rent on a unit helps defray the mortgage on a $218K property.
Are rents high in Lyndonville, NY?
Average rent in Lyndonville, NY is approximately $1,260/mo per month. Against $218K home values that yields a reasonable rent-to-price ratio.
You know 14098 now. You don’t know where it ranks.
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How 14098 ranks in Rochester, NY
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