Real Estate Investing in Barker, New York (14012)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Niagara County • Population: 2,944 • Data updated: September 2026

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Should you buy in 14012 (Barker, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Barker, NY (14012)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,693
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $75,870
% Renters 9.7%

Market Analysis: 14012 Barker

Investors eyeing 14012 need to respect the fundamentals at play. Home values of $244K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $244K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14012 is substantial and deserves full respect.

Put differently, 14012 offers a low basis, the region around Barker has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 14012 includes headwinds that any investor should price in. Income distribution skews lower than Barker averages, and tenant stability requires active management.

Strategically, 14012 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Barker:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data
🏠

Property Strategy for 14012

Which property type performs best in this market?

Best for Cash Flow
4BR
4.1% cap rate
Best for Appreciation
2BR
+7.4% 5yr CAGR
Best Overall Value
4BR
$64,806/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $212,605 $1,070 3.6% +7.4% $106,302
3BR $239,518 $1,290 3.9% +6.3% $79,839
4BR $259,223 $1,460 4.1% +6.9% $64,806

Market Trends

Home Value History (with trend line)

$257K$221K$185K$149K$113K$77KJul 2006Jul 2016Jul 2026

📊 How Does 14012 Compare?

Metric 14012 Barker Buffalo-Cheektowaga, NY New York
Home Value $243,693 $243,693 N/A $505,608
5-Year CAGR 4.5% 4.5% N/A 6.6%
Avg Rent $963 $963 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 14012? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14012 (Barker, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $243,693
Monthly Rent $963
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.5%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14012

Population: 2,944

💰 Median Household Income
$75,870
This area
$75,870
State
$86,376
USA
$74,580
🏠 Renter Occupied
9.7%
This area
9.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-24.2%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
4.2%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
20.0%
This area
20.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 84.1%
Black/African American 7.4%
Other/Mixed 7.4%
Hispanic/Latino 2.7%
Asian 1.1%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14012

A+ Avg School Grade
2 Schools
11.1:1 Avg Class Size
$29,857 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

PRATT ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
360 Students
👨‍🏫
11.9:1 Class Size
💰
$29,857 Per Student
A+ Excellent

BARKER JUNIOR/SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
296 Students
👨‍🏫
10.3:1 Class Size
💰
$29,857 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
Orleans Niagara BOCES-Practical Nursing Program
12 students · 14.1 mi

Frequently Asked Questions

How does Barker, NY stack up for property investment?

The 3.0/5 investability rating in Barker, NY reflects its $244K prices and $963/mo rents. Investors generally consider it a solid option within NY.

Are landlord laws favorable in Barker, NY?

For rental operators, Barker, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Which real estate strategy fits Barker, NY?

For Barker, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Does a duplex house hack pencil in Barker, NY?

House hacking works a challenging in Barker, NY. Rents of $963/mo against $244K acquisition make the strategy solid for owner-occupants.

What kind of vacancy should I budget for in Barker, NY?

Rental vacancy in Barker, NY is elevated. Investors should budget normal turnover but not chronic empty units.

You know 14012 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14012 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14012 ranks in Buffalo-Cheektowaga, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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