Real Estate Investing in Newfane, New York (14108)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Niagara County • Population: 5,301 • Data updated: September 2026

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Should you buy in 14108 (Newfane, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newfane, NY (14108)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $253,209
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $66,477
% Renters 17.0%

Market Analysis: 14108 Newfane

The 14108 ZIP covers a section of Newfane that demands careful diligence. Prices near $253K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14108 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Newfane have seen price recovery that 14108 has not matched. Niagara County data supports the view that the spread is structural rather than temporary.

The demographic picture in 14108 includes headwinds that any investor should price in. Income distribution skews lower than Newfane averages, and tenant stability requires active management.

New investors are better served looking at Newfane's stable or hybrid ZIPs before stepping into 14108. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newfane:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+12.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data
🏠

Property Strategy for 14108

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
4BR
$64,129/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $187,810 $1,090 4.2% +7.9% $93,905
3BR $235,957 $1,330 4.1% +7.4% $78,652
4BR $256,514 $1,520 4.3% +6.9% $64,129

Market Trends

Home Value History (with trend line)

$266K$229K$193K$157K$121K$85KJul 2006Jul 2016Jul 2026

📊 How Does 14108 Compare?

Metric 14108 Newfane Buffalo-Cheektowaga, NY New York
Home Value $253,209 $253,209 N/A $505,608
5-Year CAGR 6.3% 6.3% N/A 6.6%
Avg Rent $981 $981 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 14108? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14108 (Newfane, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $253,209
Monthly Rent $981
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +12.5% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14108

Population: 5,301

💰 Median Household Income
$66,477
This area
$66,477
State
$86,376
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-24.2%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
4.2%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Other/Mixed 4.0%
Hispanic/Latino 0.8%
Black/African American 0.5%
Asian 0.2%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14108

A+ Avg School Grade
3 Schools
10.9:1 Avg Class Size
$30,602 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

NEWFANE ELEMENTARY SCHOOL

📚 K – 04 Elementary
👥
481 Students
👨‍🏫
11.7:1 Class Size
💰
$30,602 Per Student
A+ Excellent

NEWFANE MIDDLE SCHOOL

📚 05 – 08 School
👥
359 Students
👨‍🏫
10.3:1 Class Size
💰
$30,602 Per Student
A+ Excellent

NEWFANE SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
388 Students
👨‍🏫
10.5:1 Class Size
💰
$30,602 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,534 Off-Campus Students
D
Orleans Niagara BOCES-Practical Nursing Program
12 students · 6.7 mi
C
Niagara County Community College
4,217 students · 11.0 mi

Investor Insight: With 1,534 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Newfane, NY?

Median home price in Newfane, NY is near $253K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

Does a duplex house hack pencil in Newfane, NY?

House hacking in Newfane, NY is reasonable to execute. Prices around $253K and rents of $981/mo solid owner-occupant economics.

Is Newfane, NY better for rentals, flips, or BRRRR?

The best-fit strategy in Newfane, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the investability score for Newfane, NY?

The 3.0/5 investability rating in Newfane, NY reflects its $253K prices and $981/mo rents. Investors generally consider it a solid option within NY.

Is NY a landlord-friendly state?

NY ranks as a tenant-protective state for landlord-tenant law. Newfane generally follows the statewide framework, so landlords face reasonable operating rules.

You know 14108 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14108 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14108 ranks in Buffalo-Cheektowaga, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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