Most Affordable ZIP Codes in Buffalo-Cheektowaga, NY (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 14303 1% rule | Niagara Falls, NY | $113,095 | $1,207 | 8.32% | 7.7% |
| 2 | 14301 1% rule | Niagara Falls, NY | $118,349 | $1,194 | 7.87% | 6.1% |
| 3 | 14211 1% rule | Buffalo, NY | $119,631 | $1,233 | 8.04% | 7.1% |
| 4 | 14208 | Buffalo, NY | $145,879 | $1,358 | 7.26% | 5.0% |
| 5 | 14215 | Buffalo, NY | $152,352 | $1,367 | 7.00% | 6.2% |
| 6 | 14305 | Niagara Falls, NY | $156,172 | $1,400 | 6.99% | 7.7% |
| 7 | 14212 | Buffalo, NY | $158,474 | $1,250 | 6.15% | 8.1% |
| 8 | 14207 | Buffalo, NY | $162,684 | $1,272 | 6.10% | 4.4% |
| 9 | 14206 | Buffalo, NY | $180,031 | $1,183 | 5.13% | 7.2% |
| 10 | 14210 | Buffalo, NY | $180,531 | $1,207 | 5.21% | 7.3% |
| 11 | 14204 1% rule | Buffalo, NY | $184,707 | $2,048 | 8.65% | 5.0% |
| 12 | 14126 | Olcott, NY | $192,929 | $1,188 | 4.80% | 5.8% |
| 13 | 14213 | Buffalo, NY | $207,906 | $1,354 | 5.08% | 4.6% |
| 14 | 14304 | Niagara Falls, NY | $212,343 | $1,328 | 4.88% | 5.5% |
| 15 | 14218 | Buffalo, NY | $224,677 | $1,213 | 4.21% | 7.6% |
| 16 | 14105 | Middleport, NY | $224,972 | $963 | 3.34% | 5.4% |
| 17 | 14034 | Collins, NY | $229,004 | $1,152 | 3.92% | 6.1% |
| 18 | 14006 | Angola, NY | $230,492 | $1,197 | 4.05% | 7.1% |
| 19 | 14220 | Buffalo, NY | $234,243 | $1,251 | 4.16% | 5.8% |
| 20 | 14225 | Buffalo, NY | $238,059 | $1,479 | 4.85% | 6.9% |
| 21 | 14012 | Barker, NY | $243,693 | $963 | 3.08% | 4.5% |
| 22 | 14081 | Irving, NY | $244,851 | $1,098 | 3.50% | 6.7% |
| 23 | 14108 | Newfane, NY | $253,209 | $981 | 3.02% | 6.3% |
| 24 | 14030 | Chaffee, NY | $257,185 | $936 | 2.84% | 4.8% |
| 25 | 14111 | North Collins, NY | $260,096 | $1,053 | 3.16% | 6.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Buffalo-Cheektowaga, NY · Appreciation in Buffalo-Cheektowaga, NY
Or see the full Buffalo-Cheektowaga, NY metro profile.