Real Estate Investing in North Collins, New York (14111)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Erie County • Population: 3,125 • Data updated: September 2026

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Should you buy in 14111 (North Collins, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in North Collins, NY (14111)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,096
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $73,056
% Renters 22.5%

Market Analysis: 14111 North Collins

ZIP 14111 in North Collins, NY carries a sturdy set of headwinds. Home values near $260K and rents of $1,053/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 14111 can be a an appealing option for hunting ground — but the discount at $260K reflects genuine risk that outside investors often underestimate.

In the broader NY picture, 14111 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A durable renter share of 23% in 14111 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 14111 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in North Collins:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data
🏠

Property Strategy for 14111

Which property type performs best in this market?

Best for Cash Flow
4BR
4.7% cap rate
Best for Appreciation
3BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$62,567/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $200,348 $1,170 4.2% +6.9% $100,174
3BR $253,108 $1,430 4.1% +7.5% $84,369
4BR $250,268 $1,630 4.7% +6.5% $62,567

Market Trends

Home Value History (with trend line)

$273K$235K$198K$160K$122K$84KJul 2006Jul 2016Jul 2026

📊 How Does 14111 Compare?

Metric 14111 North Collins Buffalo-Cheektowaga, NY New York
Home Value $260,096 $260,096 N/A $505,608
5-Year CAGR 6.2% 6.2% N/A 6.6%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 14111? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14111 (North Collins, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $260,096
Monthly Rent $1,053
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14111

Population: 3,125

💰 Median Household Income
$73,056
This area
$73,056
State
$86,376
USA
$74,580
🏠 Renter Occupied
22.5%
This area
22.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
4.2%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 3.4%
Hispanic/Latino 2.7%
Black/African American 0.6%
Asian 0.1%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
14.0%
This area
14.0%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14111

A+ Avg School Grade
2 Schools
10.2:1 Avg Class Size
$29,533 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

NORTH COLLINS JUNIOR-SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
235 Students
👨‍🏫
7.8:1 Class Size
💰
$29,533 Per Student
A+ Excellent

NORTH COLLINS ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
327 Students
👨‍🏫
12.7:1 Class Size
💰
$29,533 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
Hilbert College
973 students · 12.6 mi

Frequently Asked Questions

Is North Collins, NY better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in North Collins, NY. The numbers - $260K homes against $1,053/mo rents - support that play.

What monthly rent should investors expect in North Collins, NY?

Rents in North Collins, NY run near $1,053/mo. Compared with median home prices of $260K that produces solid gross yields for typical rentals.

Are renters plentiful in North Collins, NY?

Expect a solid tenant pool in North Collins, NY. The rental market absorbs $1,053/mo rents without meaningful friction.

What is the typical vacancy rate in North Collins, NY?

Expect elevated vacancy in North Collins, NY. Rents at $1,053/mo are absorbed by the tenant base without meaningful lag.

Is North Collins, NY a good market for FHA house hackers?

House hacking in North Collins, NY is a challenging. With home values around $260K and rents at $1,053/mo, owner-occupants can offset a meaningful share of PITI.

You know 14111 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14111 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14111 ranks in Buffalo-Cheektowaga, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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