Real Estate Investing in Perrysburg, New York (14129)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cattaraugus County • Population: 1,228 • Data updated: September 2026

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Should you buy in 14129 (Perrysburg, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (74/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Perrysburg, NY (14129)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $198,926
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $69,306
% Renters 12.2%

Market Analysis: 14129 Perrysburg

Looking more closely, ZIP 14129 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $199K median. It rewards specialists, not generalists.

For an experienced owner, 14129 can be a worth a close look for hunting ground — but the discount at $199K reflects genuine risk that outside investors often underestimate.

In the broader NY picture, 14129 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 14129 ZIP's population of 1,228 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategy in 14129 is an operator game, not a passive one. From a cash-flow lens, entry prices of $199K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Perrysburg:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+7.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Olean, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Olean, NY metro data

Market Trends

Home Value History (with trend line)

$207K$183K$159K$135K$110K$86KJul 2006Jul 2016Jul 2026

📊 How Does 14129 Compare?

Metric 14129 Perrysburg Olean, NY New York
Home Value $198,926 $198,926 N/A $505,608
5-Year CAGR 6.5% 6.5% N/A 6.6%
Avg Rent $954 $954 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 14129? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14129 (Perrysburg, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Olean, NY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $198,926
Monthly Rent $954
Price-to-Rent 17.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.7%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +7.5% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14129

Population: 1,228

💰 Median Household Income
$69,306
This area
$69,306
State
$86,376
USA
$74,580
🏠 Renter Occupied
12.2%
This area
12.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-24.2%
USA
3.7%
🎓 College Educated
26.1%
This area
26.1%
State
4.2%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 76.7%
Other/Mixed 21.5%
Hispanic/Latino 9.5%
Black/African American 1.2%
Asian 0.7%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
24.5%
This area
24.5%
USA
17.3%
📊 Poverty Rate
15.0%
This area
15.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical rental rate in Perrysburg, NY?

Rent in Perrysburg, NY is around $954/mo. The resulting rent-to-value relationship with $199K pricing is reasonable for most investor models.

Does Perrysburg, NY favor landlords or tenants?

For rental operators, Perrysburg, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Is Perrysburg, NY a smart market for rental property?

Perrysburg, NY registers an investability rating of 3.0/5, with median home values near $199K and average rents around $954/mo. That combination puts it in the notable tier for investor interest.

Does house hacking work in Perrysburg, NY?

For house hackers, Perrysburg, NY is a challenging. The $954/mo rent on a unit helps defray the mortgage on a $199K property.

What approach is best for Perrysburg, NY real estate?

Perrysburg, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($199K prices, $954/mo rents) make it a reasonable choice.

You know 14129 now. You don’t know where it ranks.

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How 14129 ranks in Olean, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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