Real Estate Investing in Lawtons, New York (14091)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Erie County • Population: 1,402 • Data updated: September 2026

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Should you buy in 14091 (Lawtons, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 9.7% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 22.8% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lawtons, NY (14091)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $287,911
Avg Monthly Rent $1,809
1% Rule ✗ Does Not Meet
Median Income $95,000
% Renters 12.4%

Market Analysis: 14091 Lawtons

The 14091 ZIP in Lawtons, NY is a local-operator market. Outside capital chasing a $288K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14091 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within NY, ZIP 14091 trails on several market indicators that neighboring Erie County submarkets outperform. The gap is real and durable enough to shape underwriting.

A durable renter share of 12% in 14091 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 14091 is an operator game, not a passive one. Meanwhile, entry prices of $288K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lawtons:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,809/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data

Market Trends

Home Value History (with trend line)

$308K$264K$221K$177K$133K$90KJul 2006Jul 2016Jul 2026

📊 How Does 14091 Compare?

Metric 14091 Lawtons Buffalo-Cheektowaga, NY New York
Home Value $287,911 $287,911 N/A $505,608
5-Year CAGR 5.0% 5.0% N/A 6.6%
Avg Rent $1,809 $1,809 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 14091? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14091 (Lawtons, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $287,911
Monthly Rent $1,809
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14091

Population: 1,402

💰 Median Household Income
$95,000
This area
$95,000
State
$86,376
USA
$74,580
🏠 Renter Occupied
12.4%
This area
12.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
15.3%
This area
15.3%
State
4.2%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.7%
This area
9.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 60.1%
Other/Mixed 36.4%
Hispanic/Latino 10.1%
Black/African American 3.1%
Asian 0.4%
👶 Under 18
29.1%
This area
29.1%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
22.8%
This area
22.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14091

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

NORTH COLLINS JUNIOR-SENIOR HIGH SCHOOL

📚 07 – 12 High School
📍 2045 SCHOOL ST, NORTH COLLINS
👥
235 Students
👨‍🏫
7.8:1 Class Size
💰
$29,533 Per Student
A+ Excellent

NORTH COLLINS ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 10469 BANTLE RD, NORTH COLLINS
👥
327 Students
👨‍🏫
12.7:1 Class Size
💰
$29,533 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average monthly rent in Lawtons, NY?

Rent in Lawtons, NY is around $1,809/mo. The resulting rent-to-value relationship with $288K pricing is reasonable for most investor models.

Do rentals sit vacant long in Lawtons, NY?

Rental vacancy in Lawtons, NY is elevated. Investors should budget normal turnover but not chronic empty units.

What real estate strategy is ideal for Lawtons, NY?

Lawtons, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($288K prices, $1,809/mo rents) make it a reasonable choice.

Are renters plentiful in Lawtons, NY?

Working renters make up the core of the Lawtons, NY tenant base. The pool is reasonable for investors targeting long-term holds.

How do home values compare in Lawtons, NY?

In Lawtons, NY the median home value sits at $288K. Against the broader NY market, that reads as reasonable for most investors.

You know 14091 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14091 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14091 ranks in Buffalo-Cheektowaga, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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