Best ZIP Codes for Cash Flow in Buffalo-Cheektowaga, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 14204 1% rule | Buffalo, NY | $184,707 | $2,048 | 8.65% | 5.0% |
| 2 | 14303 1% rule | Niagara Falls, NY | $113,095 | $1,207 | 8.32% | 7.7% |
| 3 | 14211 1% rule | Buffalo, NY | $119,631 | $1,233 | 8.04% | 7.1% |
| 4 | 14301 1% rule | Niagara Falls, NY | $118,349 | $1,194 | 7.87% | 6.1% |
| 5 | 14208 | Buffalo, NY | $145,879 | $1,358 | 7.26% | 5.0% |
| 6 | 14215 | Buffalo, NY | $152,352 | $1,367 | 7.00% | 6.2% |
| 7 | 14305 | Niagara Falls, NY | $156,172 | $1,400 | 6.99% | 7.7% |
| 8 | 14212 | Buffalo, NY | $158,474 | $1,250 | 6.15% | 8.1% |
| 9 | 14207 | Buffalo, NY | $162,684 | $1,272 | 6.10% | 4.4% |
| 10 | 14210 | Buffalo, NY | $180,531 | $1,207 | 5.21% | 7.3% |
| 11 | 14206 | Buffalo, NY | $180,031 | $1,183 | 5.13% | 7.2% |
| 12 | 14213 | Buffalo, NY | $207,906 | $1,354 | 5.08% | 4.6% |
| 13 | 14091 | Lawtons, NY | $287,911 | $1,809 | 4.90% | 5.0% |
| 14 | 14304 | Niagara Falls, NY | $212,343 | $1,328 | 4.88% | 5.5% |
| 15 | 14225 | Buffalo, NY | $238,059 | $1,479 | 4.85% | 6.9% |
| 16 | 14126 | Olcott, NY | $192,929 | $1,188 | 4.80% | 5.8% |
| 17 | 14224 | Buffalo, NY | $302,473 | $1,754 | 4.52% | 6.6% |
| 18 | 14026 | Bowmansville, NY | $316,512 | $1,809 | 4.46% | 4.7% |
| 19 | 14043 | Depew, NY | $273,859 | $1,541 | 4.39% | 7.2% |
| 20 | 14226 | Buffalo, NY | $324,058 | $1,763 | 4.24% | 6.6% |
| 21 | 14218 | Buffalo, NY | $224,677 | $1,213 | 4.21% | 7.6% |
| 22 | 14217 | Buffalo, NY | $264,907 | $1,423 | 4.19% | 6.0% |
| 23 | 14220 | Buffalo, NY | $234,243 | $1,251 | 4.16% | 5.8% |
| 24 | 14006 | Angola, NY | $230,492 | $1,197 | 4.05% | 7.1% |
| 25 | 14214 | Buffalo, NY | $291,762 | $1,496 | 4.00% | 5.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Buffalo-Cheektowaga, NY · Affordable in Buffalo-Cheektowaga, NY
Or see the full Buffalo-Cheektowaga, NY metro profile.