Real Estate Investing in Bowmansville, New York (14026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Erie County • Population: 561 • Data updated: September 2026

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Should you buy in 14026 (Bowmansville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bowmansville, NY (14026)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $316,512
Avg Monthly Rent $1,809
1% Rule ✗ Does Not Meet
Median Income $84,318
% Renters 20.4%

Market Analysis: 14026 Bowmansville

The 14026 ZIP covers a section of Bowmansville that demands careful diligence. Prices near $317K look accessible, but the work to make a deal cash flow is real.

Rent of $1,809/mo on a $317K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14026 sits below the stated 0.0% once reality is priced in.

The gap between 14026 and stronger Bowmansville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

From a cash-flow lens, 561 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 14026 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bowmansville:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,809/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data

Market Trends

Home Value History (with trend line)

$334K$292K$250K$208K$166K$124KJul 2006Jul 2016Jul 2026

📊 How Does 14026 Compare?

Metric 14026 Bowmansville Buffalo-Cheektowaga, NY New York
Home Value $316,512 $316,512 N/A $505,608
5-Year CAGR 4.7% 4.7% N/A 6.6%
Avg Rent $1,809 $1,809 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 14026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14026 (Bowmansville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $316,512
Monthly Rent $1,809
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.7%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14026

Population: 561

💰 Median Household Income
$84,318
This area
$84,318
State
$86,376
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
52.2%
This area
52.2%
State
4.2%
USA
33.7%
👤 Median Age
54.2 years
This area
54.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
18.4%
This area
18.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
12.8%
This area
12.8%
USA
22.0%
👴 65 and Over
29.6%
This area
29.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14026

Nearby Schools (4 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

DEPEW HIGH SCHOOL

📚 09 – 12 High School
📍 5201 S TRANSIT RD, DEPEW
👥
560 Students
👨‍🏫
11.3:1 Class Size
💰
$24,717 Per Student
A+ Excellent

DEPEW MIDDLE SCHOOL

📚 06 – 08 Middle
📍 5201 S TRANSIT RD, DEPEW
👥
421 Students
👨‍🏫
11.4:1 Class Size
💰
$24,717 Per Student
A+ Excellent

JOHN A SCIOLE ELEMENTARY SCHOOL

📚 K – 03 Elementary
📍 86 ALYS DR E, DEPEW
👥
394 Students
👨‍🏫
11.9:1 Class Size
💰
$21,997 Per Student
A+ Excellent

CAYUGA HEIGHTS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 1780 COMO PARK BLVD, DEPEW
👥
872 Students
👨‍🏫
11.7:1 Class Size
💰
$24,717 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,747 Off-Campus Students
C+
New York Institute of Massage Inc
38 students · 2.4 mi
C+
Leon Studio One School of Beauty Knowledge
29 students · 3.5 mi
D
Empire Beauty School-Buffalo
78 students · 4.1 mi
C
Daemen University
2,625 students · 5.3 mi
D
Villa Maria College
545 students · 5.9 mi
B
University at Buffalo
31,889 students · 6.5 mi
C
The Salon Professional Academy-Tonawanda
139 students · 7.4 mi
C
Erie 1 BOCES
312 students · 8.0 mi

Investor Insight: With 1,747 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Bowmansville, NY better for rentals, flips, or BRRRR?

In Bowmansville, NY the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $317K prices and $1,809/mo rents suits that approach.

What monthly rent should investors expect in Bowmansville, NY?

Investors in Bowmansville, NY typically see rents near $1,809/mo per month against $317K home values - a solid setup for rental cash flow.

Is it easy to find good tenants in Bowmansville, NY?

Expect a solid tenant pool in Bowmansville, NY. The rental market absorbs $1,809/mo rents without meaningful friction.

How high is vacancy risk in Bowmansville, NY?

Expect elevated vacancy in Bowmansville, NY. Rents at $1,809/mo are absorbed by the tenant base without meaningful lag.

How do home values compare in Bowmansville, NY?

Typical homes in Bowmansville, NY go for around $317K. The 5-year CAGR of 0.0% steady price movement.

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How 14026 ranks in Buffalo-Cheektowaga, NY

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