Best ZIP Codes for Cash Flow in Olean, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 14726 | Conewango Valley, NY | $149,003 | $1,161 | 6.08% | 6.0% |
| 2 | 14779 | Salamanca, NY | $113,601 | $882 | 6.06% | 8.0% |
| 3 | 14753 | Limestone, NY | $117,455 | $873 | 5.80% | 6.6% |
| 4 | 14760 | Olean, NY | $124,766 | $825 | 5.16% | 7.1% |
| 5 | 14743 | Hinsdale, NY | $156,611 | $981 | 4.89% | 7.3% |
| 6 | 14727 | Cuba, NY | $156,206 | $954 | 4.76% | 6.0% |
| 7 | 14060 | Farmersville Station, NY | $159,844 | $918 | 4.48% | 5.3% |
| 8 | 14770 | Portville, NY | $152,097 | $873 | 4.48% | 7.8% |
| 9 | 14737 | Franklinville, NY | $160,473 | $900 | 4.37% | 7.2% |
| 10 | 14748 | Kill Buck, NY | $156,949 | $873 | 4.34% | 8.0% |
| 11 | 14738 | Frewsburg, NY | $180,688 | $963 | 4.16% | 6.7% |
| 12 | 14070 | Gowanda, NY | $165,991 | $882 | 4.14% | 7.4% |
| 13 | 14772 | Randolph, NY | $166,615 | $873 | 4.09% | 6.5% |
| 14 | 14719 | Cattaraugus, NY | $170,889 | $873 | 3.98% | 7.8% |
| 15 | 14173 | Yorkshire, NY | $186,381 | $945 | 3.95% | — |
| 16 | 14101 | Machias, NY | $211,244 | $1,053 | 3.89% | 7.4% |
| 17 | 14755 | Little Valley, NY | $176,684 | $873 | 3.85% | 7.4% |
| 18 | 14129 | Perrysburg, NY | $198,926 | $954 | 3.74% | 6.5% |
| 19 | 14042 | Delevan, NY | $202,699 | $936 | 3.60% | 6.7% |
| 20 | 14706 | Allegany, NY | $206,969 | $936 | 3.53% | 7.0% |
| 21 | 14065 | Freedom, NY | $202,418 | $909 | 3.50% | 7.0% |
| 22 | 14009 | Arcade, NY | $222,968 | $981 | 3.43% | 4.7% |
| 23 | 14171 | West Valley, NY | $228,570 | $873 | 2.98% | 6.4% |
| 24 | 14729 | East Otto, NY | $231,872 | $873 | 2.94% | 7.0% |
| 25 | 14741 | Great Valley, NY | $239,188 | $900 | 2.93% | 6.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Olean, NY · Affordable in Olean, NY
Or see the full Olean, NY metro profile.