Real Estate Investing in Arcade, New York (14009)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14009 (Arcade, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Arcade, NY (14009)?
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Market Analysis: 14009 Arcade
ZIP 14009 in Arcade, NY carries a significant set of headwinds. Home values near $223K and rents of $981/mo sit inside a market where underwriting has to be tight.
The investment case in 14009 is healthy only for operators who understand what they are buying. A $223K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 14009 and stronger Arcade ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 14009 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 14009 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Arcade:
Property Strategy for 14009
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $159,393 | $1,090 | 4.9% | +6.2% | $79,697 |
| 3BR | $228,134 | $1,480 | 4.7% | +6.5% | $76,045 |
| 4BR | $234,285 | $1,770 | 5.4% | +6.3% | $58,571 |
Market Trends
Home Value History (with trend line)
📊 How Does 14009 Compare?
| Metric | 14009 | Arcade | Olean, NY | New York |
|---|---|---|---|---|
| Home Value | $222,968 | $222,968 | N/A | $505,608 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 6.6% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14009 (Arcade, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $222,968 |
| Monthly Rent | $981 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14009
Population: 5,787
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14009
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical home price in Arcade, NY?
Median home price in Arcade, NY is near $223K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Is Arcade, NY a good market for buy-and-hold investors?
Arcade, NY rates 3.0/5 for investability. With median values at $223K and rents near $981/mo, the market offers reasonable fundamentals for rental investors.
Are tenants stable in Arcade, NY?
Expect a solid tenant pool in Arcade, NY. The rental market absorbs $981/mo rents without meaningful friction.
How do experienced investors play Arcade, NY?
Arcade, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($223K prices, $981/mo rents) make it a reasonable choice.
How landlord-friendly is Arcade, NY?
NY law tenant-protective for landlords, and Arcade inherits those rules. Investors should still review local ordinances for rental licensing.
You know 14009 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14009 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14009 ranks in Olean, NY
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