Real Estate Investing in Hinsdale, New York (14743)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14743 (Hinsdale, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hinsdale, NY (14743)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14743 Hinsdale
This part of Cattaraugus County is not an easy win. The 14743 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 14743 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 14743 and stronger Hinsdale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 14743 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. solid returns are possible in 14743, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Hinsdale:
Property Strategy for 14743
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $121,603 | $1,090 | 6.5% | +9.7% | $60,801 |
| 3BR | $158,750 | $1,330 | 6.0% | +9.3% | $52,917 |
Market Trends
Home Value History (with trend line)
📊 How Does 14743 Compare?
| Metric | 14743 | Hinsdale | Olean, NY | New York |
|---|---|---|---|---|
| Home Value | $156,611 | $156,611 | N/A | $505,608 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 6.6% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 4.9% | 4.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14743 (Hinsdale, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 14743 (Hinsdale, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $156,611 |
| Monthly Rent | $981 |
| Price-to-Rent | 13.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.5% |
| Cap Rate | 4.9% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +10.6% ▲ |
| 3-Year CAGR | +6.0% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14743
Population: 2,095
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14743
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are there empty rentals in Hinsdale, NY?
Hinsdale, NY carries elevated vacancy risk. Expect reliable absorption at market rents of $981/mo.
Is it easy to find good tenants in Hinsdale, NY?
Tenant quality in Hinsdale, NY ranks as solid. Landlords generally report steady occupancy at market rents of $981/mo.
What approach is best for Hinsdale, NY real estate?
For Hinsdale, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Hinsdale, NY good for house hacking?
Hinsdale, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $157K price point reasonable to enter.
What is the median home value in Hinsdale, NY?
Hinsdale, NY home values average about $157K. That price point suits investors targeting rentals with $981/mo in monthly income.
You know 14743 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14743 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14743 ranks in Olean, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 14743 (Hinsdale)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 14743 (Hinsdale, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.