Real Estate Investing in Black Creek, New York (14714)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14714 (Black Creek, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Black Creek, NY (14714)?
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Market Analysis: 14714 Black Creek
Not every below-median market is a bargain. Black Creek's 14714 ZIP sits at signals that favor experienced operators who can absorb the risk $160K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14714 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 14714's metrics run below Allegany County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 14714 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 14714 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Black Creek:
Market Trends
Home Value History (with trend line)
📊 How Does 14714 Compare?
| Metric | 14714 | Black Creek | New York |
|---|---|---|---|
| Home Value | $160,442 | $160,442 | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | 6.6% |
| Avg Rent | $1,161 | $1,161 | - |
| Cap Rate | 5.6% | 5.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14714 (Black Creek, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $160,442 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 11.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.7% |
| Cap Rate | 5.6% |
| 5-Year IRR | 12.8% |
📈 Home Appreciation
| 1-Year | +11.5% ▲ |
| 3-Year CAGR | +9.2% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14714
Population: 556
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What strategy should investors use in Black Creek, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Black Creek, NY. With home values at $160K and rents near $1,161/mo, other strategies can work but produce even-keeled rather than outsized returns.
What monthly rent should investors expect in Black Creek, NY?
Rental rates in Black Creek, NY average $1,161/mo. Tenant demand and $160K home values make the yield look reasonable by investor standards.
Is Black Creek, NY good for landlords?
For rental operators, Black Creek, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How deep is the rental pool in Black Creek, NY?
The tenant pool in Black Creek, NY is solid, supported by local employment and population fundamentals. Rents of $1,161/mo are well-absorbed by the market.
How quickly do rentals get leased in Black Creek, NY?
Black Creek, NY carries elevated vacancy risk. Expect reliable absorption at market rents of $1,161/mo.
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