Real Estate Investing in Rushford, New York (14777)
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Should you buy in 14777 (Rushford, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 64.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rushford, NY (14777)?
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Market Analysis: 14777 Rushford
ZIP 14777 in Rushford, NY carries a resilient set of headwinds. Home values near $187K and rents of $882/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14777 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Rushford have seen price recovery that 14777 has not matched. Allegany County data supports the view that the spread is structural rather than temporary.
The demographic picture in 14777 includes headwinds that any investor should price in. Income distribution skews lower than Rushford averages, and tenant stability requires active management.
Strategy in 14777 is an operator game, not a passive one. From an investor standpoint, entry prices of $187K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Rushford:
Market Trends
Home Value History (with trend line)
📊 How Does 14777 Compare?
| Metric | 14777 | Rushford | New York |
|---|---|---|---|
| Home Value | $187,118 | $187,118 | $505,608 |
| 5-Year CAGR | 5.4% | 5.4% | 6.6% |
| Avg Rent | $882 | $882 | - |
| Cap Rate | 3.7% | 3.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14777 (Rushford, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $187,118 |
| Monthly Rent | $882 |
| Price-to-Rent | 17.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14777
Population: 531
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the investability score for Rushford, NY?
Investors tracking Rushford, NY will find a 3.0/5 rating supported by $187K median home values and $882/mo rents. That profile suits long-term holders targeting even-keeled returns.
Is housing expensive in Rushford, NY?
Median home price in Rushford, NY is near $187K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
What is the smart move for investors in Rushford, NY?
Rushford, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($187K prices, $882/mo rents) make it a reasonable choice.
Is vacancy a concern in Rushford, NY?
Rushford, NY carries elevated vacancy risk. Expect predictable absorption at market rents of $882/mo.
What is the tenant pool like in Rushford, NY?
The renter base in Rushford, NY is reasonable for the $882/mo price point. Screening well and pricing to market typically yields measured tenants.
You know 14777 now. You don’t know where it ranks.
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