Real Estate Investing in Cuba, New York (14727)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14727 (Cuba, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cuba, NY (14727)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14727 Cuba
In practical terms, ZIP 14727 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $156K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $156K asset, 14727 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 14727 and stronger Cuba ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A notable renter share of 21% in 14727 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 14727 is an operator game, not a passive one. Stepping back, entry prices of $156K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Cuba:
Property Strategy for 14727
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $97,797 | $820 | 6.0% | +8.1% | $97,797 |
| 2BR | $121,015 | $1,060 | 6.3% | +9.0% | $60,507 |
| 3BR | $162,857 | $1,340 | 5.9% | +8.2% | $54,286 |
| 4BR | $181,735 | $1,580 | 6.3% | +9.7% | $45,434 |
| 5BR | $218,088 | — | — | +9.1% | $43,618 |
Market Trends
Home Value History (with trend line)
📊 How Does 14727 Compare?
| Metric | 14727 | Cuba | Olean, NY | New York |
|---|---|---|---|---|
| Home Value | $156,206 | $156,206 | N/A | $505,608 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 6.6% |
| Avg Rent | $954 | $954 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14727 (Cuba, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $156,206 |
| Monthly Rent | $954 |
| Price-to-Rent | 13.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.8% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14727
Population: 5,039
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14727
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are there empty rentals in Cuba, NY?
Vacancy risk in Cuba, NY is elevated. That supports stable cash flow for typical rental holds.
Are rents high in Cuba, NY?
Rental rates in Cuba, NY average $954/mo. Tenant demand and $156K home values make the yield look reasonable by investor standards.
Can I house hack in Cuba, NY?
House hacking in Cuba, NY is a challenging. With home values around $156K and rents at $954/mo, owner-occupants can offset a meaningful share of PITI.
What investment strategy works best in Cuba, NY?
A careful cash-flow rentals with hands-on management strategy Cuba, NY best. The market produces steady results for that approach at the $156K price point.
Is real estate in Cuba, NY a good investment right now?
Our data puts Cuba, NY at 3.0/5 for investability. Home prices of $156K and rents around $954/mo create a solid backdrop for investor activity.
You know 14727 now. You don’t know where it ranks.
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How 14727 ranks in Olean, NY
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