Real Estate Investing in Portville, New York (14770)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14770 (Portville, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Portville, NY (14770)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14770 Portville
Not every below-median market is a bargain. Portville's 14770 ZIP reflects signals that favor experienced operators who can absorb the risk $152K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 14770 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader NY picture, 14770 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 14770 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Portville:
Property Strategy for 14770
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $110,081 | $970 | 6.3% | +9.9% | $55,041 |
| 3BR | $144,126 | $1,210 | 6.0% | +9.8% | $48,042 |
| 4BR | $177,732 | $1,400 | 5.7% | +9.4% | $44,433 |
Market Trends
Home Value History (with trend line)
📊 How Does 14770 Compare?
| Metric | 14770 | Portville | Olean, NY | New York |
|---|---|---|---|---|
| Home Value | $152,097 | $152,097 | N/A | $505,608 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.6% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14770 (Portville, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 14770 (Portville, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $152,097 |
| Monthly Rent | $873 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14770
Population: 2,805
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14770
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Portville, NY?
The typical rental in Portville, NY commands about $873/mo monthly. That rent profile stable cash flow against the $152K purchase basis.
What is the tenant pool like in Portville, NY?
Working renters make up the core of the Portville, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Is rental property easy to operate in Portville, NY?
NY ranks as a tenant-protective state for landlord-tenant law. Portville generally follows the statewide framework, so landlords face reasonable operating rules.
Is Portville, NY a good market for FHA house hackers?
House hacking in Portville, NY is a challenging. With home values around $152K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.
Where do home prices stand in Portville, NY?
Expect median prices around $152K in Portville, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
You know 14770 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14770 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14770 ranks in Olean, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 14770 (Portville)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 14770 (Portville, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.