Real Estate Investing in Little Genesee, New York (14754)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allegany County • Population: 633 • Data updated: September 2026

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Should you buy in 14754 (Little Genesee, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • High vacancy: 28.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 7.2% unemployment — tenant risk signal.
  • Lower household income: $39,688 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Little Genesee, NY (14754)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $141,384
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $39,688
% Renters 18.8%

Market Analysis: 14754 Little Genesee

From a cash-flow lens, ZIP 14754 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $141K median. It rewards specialists, not generalists.

The 14754 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader NY picture, 14754 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

From a cash-flow lens, 633 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Little Genesee:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$148K$130K$112K$93K$75K$57KJul 2006Jul 2016Jul 2026

📊 How Does 14754 Compare?

Metric 14754 Little Genesee New York
Home Value $141,384 $141,384 $505,608
5-Year CAGR 5.9% 5.9% 6.6%
Avg Rent $891 $891 -
Cap Rate 4.9% 4.9% -
💡 Why Invest in 14754? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14754 (Little Genesee, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $141,384
Monthly Rent $891
Price-to-Rent 13.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 4.9%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14754

Population: 633

💰 Median Household Income
$39,688
This area
$39,688
State
$86,376
USA
$74,580
🏠 Renter Occupied
18.8%
This area
18.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
7.2%
This area
7.2%
State
-24.2%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
4.2%
USA
33.7%
👤 Median Age
51.8 years
This area
51.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
28.3%
This area
28.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Hispanic/Latino 1.1%
Other/Mixed 1.1%
👶 Under 18
17.2%
This area
17.2%
USA
22.0%
👴 65 and Over
23.4%
This area
23.4%
USA
17.3%
📊 Poverty Rate
14.0%
This area
14.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Cattaraugus Allegany BOCES-Practical Nursing Program
23 students · 11.7 mi

Frequently Asked Questions

How do home values compare in Little Genesee, NY?

Homes in Little Genesee, NY typically sell near $141K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

What are rental rates like in Little Genesee, NY?

Average rent in Little Genesee, NY is approximately $891/mo per month. Against $141K home values that yields a reasonable rent-to-price ratio.

Is it easy to find good tenants in Little Genesee, NY?

The renter base in Little Genesee, NY is reasonable for the $891/mo price point. Screening well and pricing to market typically yields reliable tenants.

How strict are landlord regulations in Little Genesee, NY?

Rental owners in Little Genesee, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Can owner-occupants cash flow in Little Genesee, NY?

Little Genesee, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $891/mo rent level.

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